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Hi, am a SC married to foreigner and currently working overseas for the next 4-5 years. I am looking to buy a HDB so I can have a place to live when finally return. Am I able to do so and also get a hdb loan with my overseas income?
Total income is <$10,000 per month
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1 Answer

YT Tan (陈永达)
Good evening Duy Thu,

I replied in one of your few posts earlier.

Do bear in mind that you are eligible to purchase under non singaporean spouse scheme with your wife but take note that for loan eligiblity, HDB or bank will only take your income as a Singaporean into consideration so your loan amount might not turn up to be substantial.

On top of that if you purchase a resale HDB, you are not eligible to rent it out as its within 5 years minimum occupation period.

But not to worry, I have provided solutions to clients with your situation before. May I know how can i share it with you?

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

Warmest Regards,

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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