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Hi all,

I have signed the OTP first & paid 5% downpayment for new condo launch before checking for AIP from banks.
1) How do I follow up from here ?
2) How long is the time period am i given so that I can complete the whole sales process ?
3) what if during this period, I cant get a loan ? What would happen to the 5% downpayment ?
4) which bank now give a good loan package ?
5) what factors to consider between SOR & SIBOR rate ?

Thanks all for the info.
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