10 Answers

Hi,

Assuming no other major loan obligations and installments, you should be able to loan approx 704k based on 23 year loan tenure.
Adding the current funds of 550k, yes 1.2m condo seems feasible.

May I know which development you are looking at? May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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We would like to thank you for ensuring a smooth and well-explained process throughout the whole selling and buying of our property. We got to know you thru Property Guru, where we are scouting for condo around West area. We remember that we are quite tight in our budget in purchasing the condo unit,but you are still very willingly explaining and calculating our financial liabilities. You are always having your smiles whenever we met for discussion.

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0
Hi

You may want to text 9620 0827  for a casual chat. We can share with you the timeline, transaction process and an estimated financial commitment.

Warmest regards

Gavin Read More
0
Dear sir/madam,

On the outlook basing on the figures provided, as long as you have the 5% cash outlay required for a residential property purchase, purchasing a $1.2m property is likely feasible.

Assuming a loan size of $700k for your purchase, your monthly instalment calculated with assumed interest rate at 1.5% is approximately $3,000.

Are the above information sufficient for your home purchase plans? Feel free to get in touch with us for more discussion if required.

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
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Robbie Chen Chee Howe
Hi,

Assuming you do not have other major debt/loan obligations, you should be able to afford to purchase a $1.2m condo.

My advice to you is, before committing to the purchase, it is best to speak to a banker to confirm on the loan that you're eligible for.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
0
Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
0
Dear Sir/Mdm,

Based on your income, you should be able to obtain a loan of 700k. If we include your cash and CPF on hand, you should be able to afford a 1.2 mil condo quite comfortably.

Please feel free to contact me so that I can understand your objectives better and provide you with some options to consider.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
0
Hi Sir/Madam

1. Assuming no other loan obligations, you should be able to loan around 700k based on 23 year loan tenure.
However I will suggest to check your in principal approval of your loan.
I can connect you with reputable banker for this, free of charge and no obligation.
2. With Cash and CPF combined $550K, you should be able to purchase a $1.2m condo.
Please contact me at (65) 96608508  and I can share you the excel file breakdown for this calculation including timeline.
3. How many bedrooms are you looking at and which area you prefer?

I will be glad to assist you finding the property, no agent fee from private property buyer
Appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
0
Hi Based on your information without other commitments it is possible. Do contact me at 97970200  to discuss more

Mark, your RIGHT choice
Propnex Read More
0
YT Tan (陈永达)
Good evening,

do let me share the breakdown of a $1.2m condo purchase as a Singaporean.

$1,200,000
5% cash downpayment: $60,000
20% cpf downpayment: $240,000
Estimated 4% stamp duty: $32,600
Estimated legal fees: $3,000

Balance finances: $214,400

75% loan required: $900,000
Your estimated loan amount: $744,000

Shortfall on loan amount: $156,000

Can be covered by balance CPF/ cash of $214,400.

You are good to go!

Hope my sharing value add in your decision making process.

Care to share what's your requirements in mind?

YOU DREAM. I CREATE. WE MAKE IT HAPPEN

YT TAN 陈永达 | ACCA Graduate
Associate Division Director
R043025D
Propnex Realty Pte Ltd
Mobile: +65 9111 5171 
Email: yt.tan91115171@gmail.com
Facebook: www.facebook.com/propertykaki/
Instagram: www.instagram.com/propertykaki/ Read More
0
Hi;

Based on the info provided, yes you would be able to purchase a $1.2M property comfortably. There are many projects out there, but how to determine the right entry price with the high potential capital appreciation? Do feel free to contact me so i can share more with you. Have a great day ahead

Regards;
Lyna Song
 9623 8442 
Associate Group Director
Propnex Realty Pte Ltd
lynasong@hotmail.com
https://r025113i.propnex.net Read More
0

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