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Hi, she does not need to decouple to own the flat as long as the flat that she is inheriting has passed the 5year MOP mark. There will not be a new 5years MOP being applied to the flat, but any existing MOP will have to be fulfilled.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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There is no need to decouple from the existing private property, however, the HDB may not be able to be retained depending on several factors. Read More

HDB will look into the situation if the tenant has been registered for less than 6 months.

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Hi Sir,

Whether your wife is able to inherit the HDB depends on when the HDB was purchased and whether it is a subsidised flat. If the flat is a non subsidised flat purchased before 30th August 2010 then she will be able to inherit and keep the current private property.

Please contact me privately so that I can understand your intentions and assist you further!

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Hi there,

- If the wife inherits an HDB while owning a private property, she will need to dispose of the private property within six months, as per HDB rules. Decoupling might not be necessary, but the private property cannot be retained.

- As for the Minimum Occupation Period (MOP), yes, a new 5-year MOP will apply to the inherited HDB, starting from the date of transfer.

- It’s a good idea to check directly with HDB to confirm any updates or specific requirements for your situation.

Thank you.

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If you've completed the 5-year MOP for your HDB flat, you can inherit a private property without issue. However, if you're still within the MOP, HDB may require you to sell the private property.
You may want to consult with HDB to determine the most suitable approach based on your specific circumstances and goals.

To contact HDB (Housing Development Board) in Singapore, you can reach them through the following channels:

HDB Hotline: You can call the HDB Hotline at 1800-225-5432 for general enquiries and assistance. This hotline operates from Monday to Friday, 8:00 AM to 5:00 PM, and Saturday, 8:00 AM to 1:00 PM.
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Hi

If the hdb flat is a non subsidised flat and purchased before 30th August 2010 , then she will be able to inherit the hdb and keep the current private property.

However HDB may impose some conditions such as you need to stay in the HDB while renting out the private.

There is no need to decouple from the private property, and typically no need to serve an fresh MOP after inheritance.

The best person to hear inputs from on whether you can keep the flat, is from the hdb branch officer. He or she will be able to take into consideration and share the most optimal solution.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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