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Do you need a loan or usage of CPF? I suggest you engage an agent to assist you with the purchase the unit. Read More

Hi there,
yes, you do have the option to exercise your OTP immediately and I did come across a few buyers who did exactly that.

Congrats
Rix Jim
 9687 1379 
PN Read More

Good morning,

If you are taking loan and/ or using CPF OA funds, please apply for valuation first before exercising.

Do consider to engage a professional if you are not familiar with the procedures/ process. Cheers!

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!

Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

Contact:
Mobile: 9111 51 71 (wa.me/6591115171)
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Hi, yes you can choose to do so as long as you are not planning to use a HDB loan or CPF, otherwise valuation will be needed.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi,

If you are using CPF or taking home loan, suggest for you to wait for the valuation outcome before exercising the OTP. If its on full cash purchase basis, exercising immediately is possible since the valuation may not be as important to you.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever

SEAA Salesperson Achievement Award (Gold)
SEAA Singapore Accredited Mortgage Planner (SAMP)

ERA Top 11th Achiever in Feb 2024 (Top 1% Company Level)
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ERA Top 37th Achiever in Oct 2023 (Top 1% Company Level)
ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
ERA Top 11th Achiever in June 2020 (Top 1% Company Level)

SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.

Contact: (+65) 97432395 
Whatsapp: wa.me/6597432395
Email: Ivanng10@gmail.com
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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

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Hi,

If you are taking loan or using CPF, you will need to wait till valuation report is out before you can exercise.

Hope this helps,

This platform does not allow me to contact you directly so kindly contact me at
https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

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Samantha (Resale condo buyer) Read More

Hi, appreciate your sharing. Yes you can if you are paying full cash or CPF OA.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

If you're planning to use CPF funds or take a home loan to pay for the property, wait for the valuation result before exercising the OTP. The valuation is important because:

It affects how much CPF or loan you can use.
You might need to adjust your offer price based on the valuation.
Full Cash Purchase? Valuation Less Important: If you're buying the property entirely with cash and financing isn't involved, waiting for the valuation might not be as crucial. However, it can still be helpful to get an idea of the property's market value.
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