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Hi,

If you own this HDB with your spouse, and it has appreciated a fair bit, you might want to consider selling the HDB and purchasing a private property on your indivdual names.

Reason being, with an outstanding loan for your HDB, the next property loan can only loan max 50%, ABSD of 7% is also payable (if SC) and CPF that can be utilized will also be restricted. Its quite restrictive and not easy to achieve your investment goals this way.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
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Dear sir/madam,

Why would you want to own 2 properties? Also are you keen to pay ABSD for the 2nd property? Otherwise, would you like to know how you can potentially save on ABSD? Note that such arrangements should be within your financial means. If it will be a stretch financially just to own 2 properties, I will highly encourage you not to commit into a 2nd property especially when rental market is weak at the moment.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Claim your free home report today at http://bit.ly/ClaimFreeReport.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi,

I am happy that you're exploring this option of owning 2 properties. I believe you share the same thinking that properties are an asset to us, and it has proven over time and time again to be a good hedge against inflation.

I have helped many clients achieve their dreams of owning 2 or more properties, and yet still able to live very comfortably. And not to mention the amount of stamp duties I helped them saved!

Do you know that you may be able to save on ABSD for your next purchase? And also to create a saving plans for you in a systematic way?

Please contact me at my mobile 9748 6305  . I will be happy to share with you how I can add value to you.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More