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Hi

You state that your income is $120K.

You may want to text 9620 0827  for a casual chat.

Regards

Gavin Read More

Hi,

1) I assume you are SC to start with.
2) If you intend to purchase under the single scheme, you will not be eligible for an HDB loan. Your only option is to get a bank loan.
3) Your maximum loan is 75%, 25% downpayment is split into 2 portions; 5% must be in cash, 20% can be cash and/or CPF.
4) Looking at your current situation, your CPF maximum is around $15k++.
5) Thus you must have sufficient cash for the 25% downpayment and buyer stamp duty in order to make the purchase.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi,

Based on the information given, it is likely that you will need to source for a bank loan.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More