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Hi,

EC has better capital appreciation potential as you are getting a fresh 99year lease and what's more, with facilities and quality comparable to private condos, but typically at a lower entry price. You also enjoy up to 30k grant as a 1st timer.

Hdb when first conceptualized was to provide affordable homes and not meant for investment. Typically, resale HDB buyers as 2nd or 3rd owners will hardly enjoy much capital appreciation, and with shorter balance leases if and when you sell next time, the loan that can be taken by your buyer will not be full.

For more elaboration and illustration and which product group is more ideal, may I understand your requirements and plans so to value-add further? I have worked with 1st timer couples before and will be able to offer some useful inputs. You can check out my reviews. Thanks and hope to value-add further to your plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
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Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More

Afternoon,

New EC will allow better capital appreciation as the capital outlay is lower than standard condo. However, you might need to be holding it for awhile due to the oversupply of private properties. As for resale HDB, if you look into matured estate and units that's not too old, you can still get a decent value.

Do contact me further should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi, unlike the past, HDB units are no longer the same and one would not get much of a good capital appreciation. So the next range would be an EC.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear buyer,

If the diminishing lease of a leasehold property is your biggest concern since you have eyes on resale value in future, perhaps you should consider freehold property or buying direct from developer (at launch). If there are other aspects of considerations which are more important, then you will need to align your priorities. Often, there is no perfect choice.

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Geryl LIM
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Hi,

Re: Our Preferred Experienced SG Professional

If you can opt for new EC and wait till it TOP. You shall opt for BTO instead it come with a grant vs resale HDB.

Which EC are you interested, will provide you the pricing and star buy units :)

Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

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Dear Sir/Mdm,

An important factor to consider when buying a property is to consider the location. A location which is located near to transportation nodes such as Bus Interchange or MRT is likely to continue to appreciate in the future with the population growth.

In time to come, there may be an oversupply of ECs with developer struggling to sell off the current inventory of units. ECs are priced slightly lower than a private condo and there is a good chance that you may be able to enjoy a price appreciation of 20% to 50% in time to come. However, you may want to buy an EC in an area with redevelopment potential to realise the upside potential.

For a resale flat, if the flat is located in a good location in a matured estate, it is unlikely to depreciate with time as shown by the older flats in estates such as Tiong Bahru and Bishan. No flats in Singapore have ran out of their lease yet as our government usually conducts enbloc on the older blocks and relocate the residents to a nearby or similar area.

The question on whether a new EC or resale flat makes a better investment depends on your financial affordability as well. Please feel free to contact me at 9644 4854  to discuss further!!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought through Nick) Read More

Hi,
Compare with the capital appreciation, EC is a better choice. I would able to share with you the capital appreciation of the the older EC for your reference.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More