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Hi,

Yes, there is still cash component possible in the form of 5K option deposit, misc hdb admin fees and agent commission. If the pricing was not negotiated properly, there may be COV as well, which also must be in cash. It is advisable to work with an agent who can be committed and work with your interests in mind. Thanks and hope to discuss your housing requirements further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Afternoon Mr. Lim,

Since your CPF is enough to cover the cost of the purchase, you will not be required to undertake mortgage loan. Therefore, down payment is not required. However, you will still need to prepare cash for Option and Exercise fee, ABSD if you are married SPR buyer and other miscellaneous expenses.

Do contact me further should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,
The major cash component is 5K for option and COV if the purchase price is higher than valuation. Negotiate to the right price is the key point.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More