It is strongly advisable to obtain an HDB Loan Eligibility (HLE) letter before starting your home search to better plan for your home financing and also ensure that you can get enough loan to finance your ideal home. It is compulsory to get the HLE before committing to the purchase of a flat.
Since the HLE letter will be valid for 3 months from the date of issue, there is no harm applying for it online and then proceed with your home search. It will be more effective in helping you zoom straight to the range of properties you can look into.
Feel free to give me a call to clear any doubts you might have.
Cheers,
Xinyi Lin
Dennis Wee Group
+65 94510722
escadalin@gmail.com
http://www.xinyi.myweb.sg
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