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Dear Gurus, My newborn baby and I will be applying for BTO HDB flat together, however my wife is a foreigner holding a work permit pass, she has been working for 4 years. Can she add in as a borrower for housing loan?
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2 Answers

YT Tan (陈永达)
Good evening buyer,

I am afraid to inform you that your spouse's income will not be taken into consideration as she must be one of the owners to take up the mortgage.

Unless she turns into SPR, if not theres no solution to that.

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YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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Evening,

You are likely to apply for the BTO under non-citizen spouse scheme. Your spouse will be added as essential occupier. However, the loan will be compute based on your income.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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