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Dear Guru, We are SPR couple more than 3 yrs, looking to buy hdb resale flat as the first time buyer. My spouse has no employment and income in Singapore for 10 months. Will it be possible to get mortgage with single income?
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4 Answers

Hi,

It depends on your age, income and credit profile, and any other debt obligations you have at the moment. Thanks and may I have more details so to value-add further?

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
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Hi,

Loan will be mainly influenced by your age ,credit status and profile. Not to worry- I can link you up to my bankers and they will asses your loan eligibility and quantum at no cost at all.

Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly as well as to explore the possible options accordingly at no obligation.

In midst, you will progressively be updated and furnished with these documents :
(1) Price analysis of HDB units in your chosen location
(2) Customized sales and rental report
(3) Rough Surrounding Valuation Indications and Transaction Caveats
(4) Projected yield and capital upswing info derived from within vicinity properties

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
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P Group-
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More
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YT Tan (陈永达)
Good afternoon buyer,

It will be best for my banker to advise you on this so you will have a better idea how much loan can you obtain based on your age, single income etc.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More
1
Evening,

As both of you have being SPR for more than 3 years, you should be able to obtain mortgage financing based on your income. The actual figure will then depend on your level of income, age, credit status and age of the unit that you are looking at.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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