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Hello Satish,

HDB prices right now are creeping upwards and it is very uncommon to see asking COV below 20k. The good news is, there are still units selling for cash under 20k but you have to search really, really hard and some luck needs to be involved as well.

If you do not mind 2nd floor units, I have a 5-rm flat asking for surprisingly low cash. Do give me a call for a friendly discussion. I am here to help!

Best Regards
Dalen Chee
Mobile : 96952550  Read More

Hi Satish,

Before we even go into COVs, let's take a minute to consider the concept of valuation ... as a rule-of-thumb, all things being equal (same block & same renovation), a flat on a higher floor will command a higher valuation than another on a lower floor. The basis for this revolves around "windy" & "unblocked view" ... you mentioned "even when the views are blocked", but these same units when compared to those in the same block but on lower floors, the "blocked views" will still be better ... agree?

On the issue of COVs ... it is a tool reflective of the free-market economy. Considering the fact that more people can afford 4-room flats than 5-room flats (in terms of absolute prices), it is even harder to find 4-room flats asking for COVs lower than $20k.

From my own experience, 4-room & 5-room flats asking for COVs lower than $20k are usually:
1) in very inaccessible locations (within the estate)
2) on the 2nd floor or near rubbish collection point etc
3) with loan shark or other unpleasant problems etc

Even if you can tolerate some of the above conditions, will you be in a position to make very quick decisions? I ask this becoz not only are such flats difficult to find, they get snapped up very very fast ...

Do get in touch with me for a more detailed discussion if you are still keen to look for such flats.

Wilson Lai
PropNex Realty
 +65 81233933 
wilsonlai@propnex.com
www.wilsonlai.myweb.sg Read More

Hi Mr.Sathish,
The HDB valuation is based on the latest Resale transactions around and in that cluster.
Still i can assist to find a good unit less than 20k cov, i need your passion and sincere co-operation.
Pls call me at 91847685  for a short discussion.
Thanks and Regards
thiru Read More

WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More

WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More