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Currently, we are staying in a 3 room HDB in Tampines area built in 1983 co-owned by me and my husband. I am 44 yrs old and my husband already reach 55 yr old this year and he have pledge the house. However, we are interested in a DBSS unit selling @ $650K. We will be selling our current unit, kindly adv are we still able to get a bank loan based on our age for the balance amount that we need.
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4 Answers

Robbie Chen Chee Howe
Hi Mdm,

Yes, the maximum loan tenure for 75% loan is until age 65. As you're much younger than your husband, you will be able to loan for more than 10 years if you're also drawing an income too.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi Kate,

Is your current HDB fully paid up? If not, may I know the estimated sale price and outstanding loan? Also are both of you still employed with income? And also any CPF OA available?

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, yes your husband could loan up to age 65.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hi Sir/Madam

It will be depend on whether you still have outstanding loan of your current place
If you have no outstanding loan then you can loan up to 75% loan until age 65.

Also do you need the cash proceed from your current place to fund the next place?
If yes timeline planning will be very important

Appreciate if you can contact me at (65) 96608508  so I can advise accordingly
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
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