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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, could I refer a mortgage broker to you?

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi

You may text 9620 0827  for a casual chat. A open discussion is much preferable given the subject is real estate

Regards

Gavin Read More

Hi,

If you don't have any other loan such as car loan, you should be able to get a loan up to 794k based on 55% TDSR and 27 year loan tenure (subject to bank approval) for private property. And up to 413k for bank loan for HDB based on 30% MSR, 55% TDSR and 25 year loan tenure (subject to bank approval).

Hence the comfortable budget will depend on your cash available. Assuming 50k cash on hand, for HDB you can consider properties around $640k . For private property you can consider around $900k - $950k.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

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ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

Hi there,

Thank you for your query.
Frankly speaking, if your finances permit, one should ponder over the possibility of a private property purchase owing to the potential returns and equity gains over time. With the resale and under construction options- you have diverse properties to enhance your portfolio.

Firstly, I would need to understand more of your preferences and circumstances as well as work out a financial plan with timeline to tailor and streamline customised options for you to consider.

The discussion , not limited to advise and insights, will also allow me to help you understand transaction caveats, historic sales report, available options and map out the market and the steps involved for a purchase. Perhaps you could contact me on my mobile or connect via zoom for an in detailed discussion. Thank you.

Do visit my website for my recent accolades, awards and testimonials @ http://www.kumarrai.myweb.sg

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7/8/9/2020

ERA ‘2020/2021 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2020
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2014-2020 ERA Asia-Pacific Business Conference Elite Award
P Group
Overall Top 100 achievers 2014-2021 Read More

Hi

I will be glad to assist you.
Feel free to contact me for further discussion.
Pei
Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 97100155  Read More

Hi,

I will need more information from you before I can give you a more detailed and appropriate recommendation.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More