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Hi,

1) It depends on which scheme you had used in your application when you bought the flat.
2) If you had bought under the Single Citizen Scheme, you may do so as she shall be considered as a normal occupier only.
3) If you had bought under the Public scheme, then, she shall be considered to be the essential occupier.
4) If your application is under (3), she will have to observe the same MOP as you. Since she is enjoying the benefit of the flat same as the owner.
5) You are not allowed to buy another property under her name even using a trust instrument when she is an essential occupier who has not completed her MOP.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi Sir,

As your wife is the essential occupier of the HDB flat, she will need to serve the 5-year MOP before she can "own" any other property, and this includes beneficiary under Trust.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More