Good morning Wilson,
Sorry to inform you that your wife needs to be included in the application as both of you are married and required to be included into the family nucleus as well.
If you wish to proceed, she has to dispose off her private property be it in singapore or overseas and observe 15 months waiting period first before eligible to purchase a resale HDB. Unless both of you are 55 years old and above, waiting period wont be applicable and you can purchase up to 4rm flat.
https://www.channelnewsasia.com/singapore/singapore-property-cooling-measures-loan-borrowing-criteria-hdb-ltv-limit-15-month-wait-out-period-2974776
Will you consider private housing in Singapore instead?
Hope my sharing aids in your property needs. Do contact me if you need any assistance.
Best regards,
YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner
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