Yes, Singaporean citizens who are married to foreigners are eligible to buy either a Built-to-Order (BTO) flat or a resale flat in Singapore, subject to certain conditions and eligibility criteria set by the Housing & Development Board (HDB). Here are some key points to consider:
1. **Eligibility Criteria**: As a Singaporean citizen, you must meet HDB's eligibility criteria for flat purchase, including citizenship, age, family nucleus, and income ceiling.
2. **Marital Status**: If you are married to a foreigner, you can form a family nucleus with your spouse for the purpose of buying a flat. HDB recognizes various types of family nuclei, including Singaporean citizens married to non-citizens.
3. **Minimum Occupancy Period (MOP)**: For BTO flats, there is a Minimum Occupancy Period during which you cannot sell or rent out the flat. This period is typically five years. However, if your spouse is a non-citizen, additional conditions may apply regarding the duration of your marriage or your spouse's residency status in Singapore.
4. **Resale Flat Purchase**: If you prefer to buy a resale flat, you can do so regardless of your spouse's nationality. However, similar to BTO flats, there may be conditions regarding the duration of your marriage or your spouse's residency status in Singapore.
5. **Financing and Grants**: As a Singaporean citizen, you may be eligible for housing grants when buying a BTO flat or a resale flat. The eligibility criteria for these grants may vary depending on factors such as income, age, and the type of flat being purchased.
6. **Legal Considerations**: It's essential to ensure that you comply with all legal requirements and regulations when buying a flat, especially if your spouse is a foreigner. Consulting with HDB or a qualified real estate professional can help clarify any specific concerns or requirements related to your situation.
Overall, while being married to a foreigner may have certain implications for flat purchase in Singapore, it is generally possible for Singaporean citizens to buy BTO flats or resale flats with their non-citizen spouses, provided they meet the eligibility criteria and fulfill any additional conditions set by HDB.
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