The new cooling measures wont affect you unless you have an outstanding loan.
Since you dont have any outstanding loan, the composition of 20% downpayment will remain the same.
20%: 5% cash 15% CPF.
Do remember that you have to keep a min sum of $69,500 (OA + SA) in CPF first before you can use the excess to pay for the 15%. shortfall in CPF will be in cash.
Hope it helps!
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