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Hi, appreciate your sharing over PropertyGuru, able to check with IRAS on your behalf.
Looking forward to assist you at WhatsApp +65 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart
PropNex Senior Associate Division Director Read More

Hi

Do note that besides the ABSD, the BSD of approx 3% is also payable, so in total approx 8% of the purchase price is payable as stamp duties. Yes it may be possible to pay direct from CPF OA but not all law firms may want to assist on this. May I have more info from you so to see if its possible?

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 home-owners to smoothly complete their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
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✔1 Any request for special consideration or appeal should be checked directly with HDB or IRAS, as they assess such cases individually.

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My understanding that it is possible but you may wish to check with law firm who will be doing the conveyancing for you. Have you already gotten your bank loan approved in principle done?

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market. Check out the EdgeProp featured article on myself recently at https://www.edgeprop.sg/property-news/geryl-lim-leading-landed-real-estate-heart-hustle-and-harmony

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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I'm a Harvard graduated real estate agent with a degree in economics, and have supported clients on more than $1 billion in transactions.

Happy to support you in your resale HDB purchase and advise on your liquidity situation given your current cash and CPF available so you can execute the purchase.

Please drop me a message via my contact below:

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

Good day to you.

ABSD payment must be made in cash, which can later be reimbursed using your CPF Ordinary Account. It's important to ensure that your conveyancing lawyer is acting in your best interest. I recommend aligning your intentions with your financial capabilities rather than pushing yourself too far.

Navigating a property transaction can feel overwhelming, especially when it intersects with major life events.
With over 15 years of experience as a property consultant, my role goes beyond market knowledge — it is to provide clarity, structure, and peace of mind through complex decisions.

I regularly assist clients with sensitive and non-standard situations, including:
• Divorce & Asset Settlement — guiding parties toward fair, practical outcomes for shared properties
• Intestate & Estate Planning — helping families navigate inherited property and future planning with confidence
• Complex Property Matters — including cases involving Lasting Power of Attorney, bankruptcy, or special circumstances

If you’re seeking clarity rather than pressure, I’m happy to have a conversation to understand your situation and outline possible next steps.

Mike Lim
CEA Reg No: R026708F | ERA
WhatsApp: https://wa.me/message/VCDD3MUYRD3JP1
Email: m52i@yahoo.com

If you’d like short, educational breakdowns on common property questions, you may also find these helpful:
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Hi,

1) I must stressed that it is important you have your budget calculated properly to ensure no hiccups in the purchasing process.
2) Do note that there are few items must be paid in cash:
(a) 5% downpayment
(b) Legal fees
(c) Cavest, micro-film, title search, etc approximately around $500
(d) Valuation + resale application = $200
(e) Agent fees (1%+GST) if applicable.

3) 20% downpayment, buyer stamp duty & ABSD can be paid using funds in yuor CPF OA. You must ensure that your lawyer is aware of this and make necessary arrangement to prevent any problem arised.
4) The lawyer must write to the CPF board at least 14 working days in advance to withdraw funds from the CPF. Meet your lawyer once the OTP is exercised if possible.

All The Best!!!

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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