The Enhanced CPF Housing Grant is designed to help lower to middle-income families afford their first home. One of the key eligibility criteria for the EHG is employment status. Applicants must be employed continuously for 12 months prior to the flat application and still be employed at the point of flat application.
In your case, since you were not working at the time of your HDB Loan Eligibility (HLE) application, you were initially ineligible for the EHG. However, now that you have been continuously employed for 12 months, you may potentially qualify for the grant, provided you meet the other eligibility criteria. These include:
Income Ceiling: Your average gross monthly household income over the 12 months before your flat application must not exceed the current income ceiling for the EHG.
First-Time Applicant: You and all co-applicants must be first-time applicants.
Flat Type and Lease: The flat type and lease must be eligible for the EHG. Generally, the remaining lease of the flat must be enough for the youngest buyer to reach the age of 95.
Ownership/Interest in Property: You must not own or have disposed of any private residential property (including HDB flats, DBSS flats, and Executive Condominiums) in the 30 months before your new flat application.
Other Conditions: There might be additional conditions based on your specific circumstances.
To proceed, you should update your employment status with HDB and re-apply for the grant. This can be done as part of your flat booking process. It’s important to provide all relevant documentation that proves your employment over the past 12 months.
Remember, each case is assessed individually by HDB, and they will consider all aspects of your application before making a decision. If you need further assistance or advice specific to your situation, feel free to reach out to me at
8736 8736
. I'm here to help you navigate through the HDB grant application process effectively.
Best regards
Andik Imran
Read More
