6 Answers

YT Tan (陈永达)
Good afternoon Alicia,

If you need to purchase a resale HDB, you have to be at least 35 years old and Singaporean to be eliglble under single singaporean scheme.

If you are taking HDB loan or CPF housing grant, you are eligible up to 5rm flat. If you are taking bank loan, can purchase executive apartment or mansionette as well.

You can purchase a resale EC as a single but not new EC, as you need a family nucleus to be eligible.

As your fiance is a foreigner, you are only eligible under non citizen spouse scheme which means you have to get married first. If not, it might be better for you to purchase under single singapore citizen scheme.

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/eligibility-schemes

You will not be eligible under public or fiance/ fiancee schemes.

Btw do take note that you need to fulfill minimum occupation period of 5 years first before you are eligible to rent out the whole unit. If not, you will have to seek approval from hdb branch office in order to rent out within MOP. This will be based on a case by case basis.

If you dont want to go through the haste, probably resale EC or private property might suit you better. You wont have to adhere to so many restrictions.

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More
0
Hi,

As a single singapore citizen 35 and above, you are eligible to purchase resale HDB of all sizes. For BTO, you are only eligible for BTO 2-rooms only, and have to ballot for it.

To sublet the whole unit, you need to have stayed there for 5 years before you can do so. However, for special cases HDB sometimes does grant approval on a case by case basis. You have to appeal to do so.

Thanks and hope to assist with your purchase further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude
Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
CEA Registration Number: R052114D
ERA Realty Network: L3002382K
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
0
Hi Alicia, are you at least 35 years of age? If so, you could purchase any hdb resale unit under Single Scheme. And when you get married to a foreigner, his name will come under occupier while you are the sole owner. Pls feel free to let me know if you need any assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
0
Evening Alicia,

You need to be of at least 35 to be eligible to purchase resale HDB 3 room flat or bigger. Upon key collection of the unit, you are required to fulfill the MOP before you can rent out the entire unit. As you are hunting for employment in the States, it would be hard to say if HDB will grant you with the approval to rent out entire unit before MOP, compared to those being assigned overseas duties by their current employer.

Do contact me further should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
I am Sorry that This platform does not allow me to direct contact you.

You can reach me at https://wa.me/6598569255.

Allow me Assist Further Read More
1
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : )

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More
0