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Dear buyer,

Considering this as your 1st residential property, you will be required to have 20% of $1m in cash since you have mentioned you have close to zero in CPF. Not to forget, there is also 3% stamp duty for purchase on top of legal fees.

Let me know if I can work out something for you.

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Geryl LIM
Real Estate Director
Global Alliance - Masters Of Real Estate
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Hi,

Its a minimum 23% for the private property, hence for $1mil you are looking at 230k for downpayment and stamp duties. Thanks and hope to value add to your plans further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Evening,

If $1 mil worth of property purchase, down payment will be minimum of 20%, subjected to your age, income and credit status. You will also need to set aside 3% cash for legal and stamp fee.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Good morning buyer,

If you are eligible for 80% bank loan, your initial outlay will be around 23% of the purchase price.

I will strongly advise you to obtain an in principle approval from a banker first so you can gauge how much initial outlay you will need to fork out.

Do get in touch with me so my banker can advise you accordingly.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
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(W): www.propertyavenue.com.sg Read More

Hi,

Re: Our Preferred Experienced SG Realtor

A bit confused, that you stated that you Singapore Citizen but cannot purchase HDB. Common cases, you likely inherited another HDB or private property.

1st property with 80% loan: Every 100k - You need $17,600
2rd property with 80% loan (No existing housing loan): Every 100k - You need $24,600
2rd property with 50% loan (2nd housing loan): Every 100k - You need $54,600

We are contactable at 92222389  or onassis@sgrealtor.com.

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Hi,
Best is to get IPA from bank for the loan first. Assuming you are eligible for 80% bank loan, for cash flow,
- 20% down payment
- 3% stamp duty
- 2.5 to 3K legal fee
There after, progressive payment if is under construction project.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More