AskGuru Q&A Community

Hi,
What your friend cannot control is how other shareholders of the private property react. So, the only thing your friend can do is, he can buy a 2nd property as an investment now for the future. He can rent it now or move over to the private property and rent out his HDB, whichever offers him better returns or convenience.

Why buy now? In 20 years, the population of SG would have crossed 6million easily, maybe even 7m. Material costs, labour costs and land costs would have gone up tremendously. So, to futureproof his investment, he needs to buy now and let it appreciate with the growth of SG in more ways than one.

So, it is better for your friend to manage and control his and his family's destiny by taking the investment decision in his hands than depend on outsiders. I can assist him find the best deals for the future as I study the Master Plan very carefully before advising my clients.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Hi, appreciate your sharing. It depends what her/his plan ? Whether for own stay or investment ?
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

My Answer with regards to your Question:

Considering the situation where your friend's wife cannot apply for an HDB flat due to her share in a private property, and their current HDB flat is nearing its 70-year lease, they face some challenges. Here are some factors to consider:

Future Housing Options: Given the limitations with HDB eligibility and the potential expiration of the lease, they should carefully assess their future housing needs and options.

Financial Capability: They need to evaluate their financial capacity to afford a private property or potentially engage in legal proceedings to force a sale of the private property share.

Risk of Legal Action: Engaging in legal action to force the sale of the private property share can be complex and may involve legal costs and potential conflicts with other owners.

Property Market Conditions: They should also consider the current property market conditions and forecasted trends, including potential future price movements and availability of properties.

Long-Term Planning: It's crucial for them to have a long-term housing plan in place, taking into account their financial situation, family needs, and potential changes in housing policies.

Additionally, they may benefit from consulting a legal expert regarding the implications and risks of pursuing legal action related to the private property ownership.

Let me ASSIST further ,.....PM me : )

Whatsapp me at 9856 9255 

I am Sorry that This platform does not allow me to direct contact you.

You can reach me at https://wa.me/6598569255.

I am Happy to Help with No obligations! If you have any more questions or need assistance, FEEL GOOD to let me know. I am here for You! Cheers :)

See my REVIEWS here: (Just need to Copy and Paste the link)

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

Final A,B,C NOTES:

(A): For BUYERS: SOLUTION for sourcing of RESALE and NEW PRIVATE Home such as Condominium or Landed properties. Represent you as BUYER > Currently there will be NO FEES CHARGED TO YOU/ FREE SERVICE. IN ADDITION:

(B)I can connect you with reputable banker for Private housing loan (IPA, In –Principle Approval), free of charge with no obligation.

(C) Finally , for mortgage home insurance matters , i have liasing partner to fulfill your needs as well .

YES , A ONE STOP SOLUTION Especially For You !

Singapore has hovering over 30000 licensed agents for the last 10 years as property agents come and go .And in my opinion, property guru is the most effective marketing platform this season in Singapore

So, what’s the odd / chances that 2 complete strangers get to link together by property guru ?

So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

ABLE Toh-ERA, Singapore

Mobile :( +65) 9856 9255  “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me

XXXXXXXX Read More

Hi Man Bakes,

Every unit has potential for VERS or SERS thus if decision is made basing on this assumption, it is very dangerous that the plans may go wrong.

The decision as to whether should they get a 2nd property will lie within their current financial health, and also the growth potential for the existing private property the wife owns. Is there no option for the wife to sell off her shares in the private property?

What if 20 years down the road, HDB allows VERS/SERS owner who owns private properties to purchase another HDB due to VERS/SERS?

There are so many potential out there if we were to look into 20 years down the road, thus it is impossible to really consider base on this aspect. Where they are financially comfortable to look into a 2nd property now, I will suggest to go into it as soon as possible, given that if they are able to hold on to this property for the long term, probability of this becoming a sound investment is high unless there is a major change in the landscape within Singapore or the world. Read More

WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

*** DEVELOPER SALES TEAM !!! BEST PRICES !!! NO AGENT FEES !! LOWEST PRICE GUARANTEED !!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST !!! Read More

The property market has been buzzing with strong new-launch take-up this quarter — signaling renewed confidence and appetite for growth-oriented investments.

If you’ve been exploring what’s next beyond traditional residential plays, don’t miss this special Consumer Seminar: “The Co-Living Investment Story” — where Eugene Lim, CEO & Founder of The Assembly Place, shares how this asset class has evolved, what drives its returns, and why savvy investors are adding co-living projects into their portfolios.

Date: 13 Nov 2025 (Thu)
Time: 7 pm
Venue: ELTA Sales Gallery (Along Prince Charles Crescent)

Seats are limited — RSVP early to secure your spot and gain exclusive insights straight from an industry leader!

To reserve your seat, contact Geryl Lim @ 9278 7772  .

OrangeTee | Landed7772 – Sure Sell! Read More