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Hi

In order that we are able to make a constructive estimate on the affordability, we will need some confidential information.

You may call 9620 0827  or email gavin.ng@orangetee.com for further communication.

Regards

Gavin Read More

Hi,

May I know if you are looking to sell your EM to fund the upgrade? If so, it shouldn't be an issue as the EM in Pasir Ris can fetch around 600k thereabouts, but you might require to take up some amount of mortgage loan.

Will be glad to illustrate fully the financial plan on how we can approach this carefully and determine if its the right time to proceed. For freehold condos, you are referring to the Flora area? You can also consider Ris Grandeur, one of the rare freehold condos in the Pasir Ris Drive 3 area amongst the 99 leaseholds.

May I understand your requirements further so to value-add further to your plans? Thanks and hope to have the opportunity to work with you.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi buyer,

There are freehold units that fits your requirements.

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Dear sir,

If you do not mind the actual location, there should be matches immediately for units in the Flora Road area. Should you be able to stretch a bit upwards, you could probably consider Ris Grandeur in Pasir Ris too. What Ivan has mentioned is important for us better advise on affordability, in that will you be looking to sell your existing Executive Maisonette in order to upgrade? A proper financial assessment is highly encouraged before you make a move.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Good evening buyer,

Do you have any preferred location in the East?

If you want to stay somewhere near to your current HDB, you can look into Flora Drive (Loyang area). Spacious unit, FH etc.

In addition, care to share more of your requirements for instance minimum size etc.

By the way, what are your plans?

Do you intend to hold on to your current HDB and purchase this as second property?

If it is so, do take note that one of you must be at least a Singaporean and fulfilled minimum occupation period. You will be subject to ABSD and will have to set aside a minimum sum of $80.5k in your CPF OA + SA before you can use the excess.

Hope my sharing is beneficial to your property purchase.

May I know how can I value add further in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Good evening buyer,

Do you have any preferred location in the East?

If you want to stay somewhere near to your current HDB, you can look into Flora Drive (Loyang area). Spacious unit, FH etc.

In addition, care to share more of your requirements for instance minimum size etc.

By the way, what are your plans?

Do you intend to hold on to your current HDB and purchase this as second property?

If it is so, do take note that one of you must be at least a Singaporean and fulfilled minimum occupation period. You will be subject to ABSD and will have to set aside a minimum sum of $80.5k in your CPF OA + SA before you can use the excess.

Hope my sharing is beneficial to your property purchase.

May I know how can I value add further in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Evening,

Assuming that both of you are SC and that you have no intention to sell away your HDB unit, you will liable for ABSD payable of 7%, in cash. You should be able to obtain 80% loan. However, as you would likely have utilized CPF funds in your HDB unit, you will be required to set aside the minimum sum before you can use the balance for mortgage payment. With your income, both of you should able to obtain a mortgage loan of around $400k. You will then likely require around $500k cash should you purchase something at $900k.
On the other hand, should you opt to sell your current HDB unit to facilitate the upgrade, situation will be totally different.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Dear Sir,

1. It is good that your current HDB is fully paid up and therefore you will be able to leverage and obtain up to 80% loan for your next property.

2. I would assume that the next property is purchased for investment? There are options available in the market such as the different freehold projects along Flora Drive. You may also want to consider leasehold projects as they are usually better located and therefore easier to attract tenants. This will translate to higher rental returns and higher ROI.

3. You will be liable for Additional Buyer Stamp Duty of 7% since this will be your 2nd property purchase. Some couple will do decoupling where one party transfer the ownership of HDB to the other party to avoid paying the hefty ABSD. You can consider this option as well.

Please feel free to contact me so that I can understand your needs better and assist you further.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg / nick96444854@gmail.com
(W) www.nick-tan.com / www.propertyavenue.com.sg

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Dear Sir, I hv a Freehold apartment in the east with 3bed/2bath, 840sf, within 5mins walking distance to Katong-I12, and lot of eateries and below 1km to DaoNan,Hiag Girls,TK Pri Sch, etc.
My Contact: 91144553  MICHELLE-ERA. Read More

Hi there!

I have a few 3 bedroom units in the East that match. Alternatively if you can consider 99 year leasehold projects, that are some upcoming in Pasir Ris and other parts of the East too.

Do contact me so we can discuss further. Thanks!

Bhavina Kaur
Senior Marketing Manager
ERA Realty

M: +65 91708295 
E: bhavina7777@gmail.com
W: investbuysellrent.com Read More

Hi

Do contact me at 97970200  as i have a few units that maybe of interest to you, as well as advise you on possible alternative solutions

regards
Mark, your RIGHT choice
Shenton Realty Homes Pte Ltd Read More

Hi,

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Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

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