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Hi,

May I know what are your objectives and plans? Thanks and hope to understand your needs and requirements further so to make better recommendations.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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Hi investor,

It would depend on your other conditions as well, such as income and funds in CPF OA. For your age, you might not be able to get a high loan quantum, let alone for a second housing loan.

Feel free to contact me at your convenience, and we can take it from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Afternoon,

At your current age, your income standing, amount of available CPF OA and credit status will play an important role before moving forward.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Dear sir/madam,

To be honest, there is no value added advise we can provide here without first understanding more about your income level to support 2 mortgage loans and etc, however, with current market sentiments, I would not encourage you to put your money into purchasing another property as you have already identified on the weak rental market as well as interest rates which we are expecting it to spike.

You could perhaps refinance your existing property to lock in the current interest rates if you have not done so. $400k cold hard cash can perhaps generate you good returns on other forms of investments, but please be prudent about making any investments and do your fair share of due diligence before putting in the money.

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Hi,

Re: Our Preferred Experienced SG Professional

Semi retired, shall advise to min risk by reducing loan ratio. Be prudent and serve 1 property loan will be best.

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

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