10 Answers

Hi, they should first check their eligibility to sell the existing flat and eligibility for the type of Flexi flat they intend to apply for.

HDB’s official information:
Eligibility to sell an HDB flat: HDB :https://www.hdb.gov.sg/managing-my-home/selling-a-flat/eligibility

2-Room Flexi for seniors: HDB – Short-Lease 2-Room Flexi Flat :https://www.hdb.gov.sg/buying-a-flat/bto-sbf-and-open-booking-of-flats/finding-a-new-flat/types-of-flats/shortlease-2room-flexi-flat?utm_source=chatgpt.com

Ben Chan | Propnex Realty Pte Ltd | 9022 5279  CEA Reg No. R042331B Read More
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They can each submit their individual HFE to find out their eligibility to purchase the senior apartment.

——

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Can submit an individual HFE letter to check their eligibility for purchasing the Senior Flexi flat.

“Knowing yourself is the beginning of all wisdom.” — Aristotle

WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:
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* CHINESE VERSION // 中文版本
* 如需房产相关协助,
* 包括出租、出售、购买或投资,
* 欢迎联系我。
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* https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
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* 欢迎随时联系。
* ✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
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* --------------- 结束 / The END ------------------ Read More
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Hi Do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More
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Hi

They can each apply the HFE individually to confirm they are each individually eligible to apply for 2-room flexi for Seniors.

Once they have the HFE letter, they can wait for the BTO exercise to launch and submit their interest. Thereafter there will be balloting and selection of unit, and also waiting for the BTO to be constructed.

They can sell off their existing HDB closer to key collection of their new flats.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 home-owners to smoothly complete their housing plans over the years. Please reach out to me at (65) 9 7 4 3 2 3 9 5 for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng
ERA Senior Marketing Director
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Sounds like a plan! Please drop me a whatsapp message or email.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy.

I can guide you and them through the process.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More
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ANSWERS:

✔1) First, check whether they are eligible to sell their existing flat.

✔2) They should also confirm their eligibility for the type of Flexi flat they plan to apply for.

✔3) Each person can submit an individual HFE letter to check their eligibility for the senior apartment.

“Knowing is not enough; we must apply.” — Johann Wolfgang von Goethe

WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.
-----------------------99Years------------------------999Years---------------------->>>
IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.
WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255  , Property Agent (Director ) or via this link:
* https://wa.me/6598569255
* Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.
* ✔✔✔You can READ my REVIEWS here:Able S K Toh
* https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
* For PRIVATE HOME BUYERS
* ✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge
* ✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents
* DEVELOPER SALES TEAM
* ✔✔ BEST PRICES ✔✔ NO AGENT FEES
* ✔✔ LOWEST PRICE GUARANTEED
* For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.
* ✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255  , Property Agent (Director )
* ✔✔ WhatsApp: https://wa.me/6598569255
* ✔✔ Email: Able.selling@gmail.com
* ---///------
* CHINESE VERSION // 中文版本
* 如需房产相关协助,
* 包括出租、出售、购买或投资,
* 欢迎联系我。
* ✔✔ 房地产经纪(董事) 诗强:/ABLE TOH (65)9856 9255 
* WhatsApp:https://wa.me/6598569255
* ✔✔✔查看我的客户评价:
* Able S K Toh,房地产经纪(董事) 诗强
* https://www.propertyguru.com.sg/agent/able-s-k-toh-61591
* 私人住宅买家服务
* ✔✔ 协助转售及新私人住宅
* ✔✔ 买家无需中介费
* 发展商销售团队
* ✔✔ 最优惠价格
* ✔✔ 无中介费
* ✔✔ 保证最低价
* 新推出私人公寓资料、电子手册、户型图及价格表,
* 欢迎随时联系。
* ✔✔ 新加坡联系号码(ABLE TOH)/ 诗强:(65)9856-9255
* ✔✔ 电子邮箱:Able.selling@gmail.com
* --------------- 结束 / The END ------------------ Read More
0
Hi,

1) They are eligible to apply for a flexi-lease BTO once they reached 55 yrs old.
2) This is provided they had not used up the 2 subsidized flat opportunities.
3) They have to apply for an HFE to start the ball rolling.
4) They are able to sell the existing flat after collecting keys for the BTO provided they have sufficient funds to fully pay the BTO bought.
5) If they do not have sufficient until selling off the existing flat, they must have certain fund for the downpayment, stamp duty & legal fees after selecting the unit.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 9011*0636 or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
9011 * 0636
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/ Read More
1
Gan Eng Joo ONASSIS
Execution Roadmap for Your Siblings (60s)
Apply for Individual HFE Letters

Both siblings must log in separately to the HDB Flat Portal via Singpass to obtain their HDB Flat Eligibility (HFE) letters. This formally confirms their eligibility for short-lease 2-room Flexi units and the Deferred Downpayment Scheme (DDS).

Synchronize Their Applications

To resolve the 6-month disposal deadline:

Same BTO Project: Apply in the exact same BTO launch and estate so their estimated completion dates (ECD) match closely.

Sale of Balance Flats (SBF) / Open Booking: Alternatively, target completed or near-completion units to collect keys almost concurrently.

Senior Priority Scheme (SPS): Applying within 4 km of their current 4-room flat gives them priority balloting allocation.

Minimal Upfront Cash (DDS Advantage)

Under DDS, neither sibling needs to put down a heavy cash deposit at signing. Downpayment is deferred until actual key collection, eliminating financial strain while they continue living in the 4-room flat.

Sell Within 6 Months of First Key Collection

The 4-room flat must be sold within 6 months after collecting keys to the new flat.

If one sibling collects keys slightly earlier, request a 3-month Temporary Extension of Stay upon selling the 4-room flat, or arrange for the other sibling to stay temporarily in the completed senior flat while waiting.

All used CPF funds return to their respective Ordinary Accounts, and net cash proceeds are split per their legal ownership shares.

Which estate/town is their current 4-room flat located in?

Do they prefer applying for a new BTO project or exploring completed SBF units for faster handover?

Gan Eng Joo Onassis 颜荣裕, REALTOR®

MSc BIT (UK); BBA (Australia) | CEA Reg No: R021244C

Singapore Line: (+65) 88899918  | Email: onassis@sgagent.com

SGAgent.com | SGRealtor.com | SGCommercial.com Read More
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Mani Subramanian Veeramani
https://www.linkedin.com/pulse/how-help-two-senior-siblings-right-size-from-4-room-mani-ewric/

How to Help Two Senior Siblings Right-Size From a 4-Room HDB Without Getting the Sequence Wrong?

Do not sell or commit to a new housing arrangement until both siblings' individual HFE eligibility, ownership status, financing requirements and disposal deadlines have been confirmed.

#AskRealtorMani https://wa.me/6583004411 Read More
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