Good afternoon Jiaming,
The pricing of such units will depend on location, amenities, age of property, tenureship etc.
Maybe you can share more with me where are your preferred locations so I will be in a better position to advise you.
Btw if you are able to obtain 80% bank loan, your initial outlay will be as such if you are a Singaporean:
1) 5% cash downpayment
2) 15% CPF OA or cash downpayment
3) estimated 3% buyer's stamp duty
4) $3k legal fees
5) valuation fee, stamp duty for mortgage etc.
As for loan, probably I can ask my banker you on that. Because there's loan restriction like max loan tenure and total debt servicing ratio, they will be the best person to advise you on that.
In addition, probably you can share your finances on hand (cash and CPF funds) so I can advise you on your affordability with an aid of financial calculation.
Hope to hear from you soon!
Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727
(M):
+65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg
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