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Is the mortgage insurance providing coverage for the full amount or just half of the mortgage? Additionally, was a Will created?

To proceed with the transfer of property ownership, it is necessary to acquire the Grant of Probate or Letter of Administration. Regarding the current mortgage, finding answers to my initial question is crucial.

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Essentially your questions is best answered by an estate lawyer.

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I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

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Sorry to hear about your loss, I hope you are managing well. Did he prepare any Will prior? Is there any probate appointed? Any insurance that he has signed relating to the mortgage?

As its under joint tenancy, the ownership will be transferred to you, after the notice of death filed with SLA and the necessary paperwork procedures done through your estate lawyer. It is best to engage a law firm to manage the transition for the Estate matters.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Ivan Ng Realtor
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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, is there any Will involve ?

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More

Hi,

1) You are aleady aware that this is a legal issue.
2) You have to engage a family lawyer to assist in managing your situation.
3) If there is a Will from your late hubby, the lawyer will apply a Grant of Probate from the court.
4) If there is no Will, the lawyer will apply for a letter of Adminstration from the court.
5) The whole process will take 3~6 months.
6) The lawyer can also act on your behalf to apply for various authorities to ensure the property share to be under your name if you are the sole beneficial, otherwise, it will be distribute according to the Will or under the intestate succession act.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

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