To comply with GDPR we will not store any personally identifiable information from you. Therefore we will serve sub-optimal experience where some features such as Login/Signup are disabled. However, you will be able to search and see all the properties, see agent contact details and contact them offline on your own.
Are you taking a bank loan or HDB loan? If you are taking bank loan, the payables comprise of COV (which would have include your Option and Exercise monies), 5% cash (if 80% loan have being granted) and top-up of up to 15% if you do not have sufficient CPF, stamp and legal fee, HDB admin fee, valuation report and salesperson's commission.