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We are first timers.We intend to buy an Executive Condo.I'm 36 and my fiancée is 29,we are both Singaporeans.Our combined income is about 11K, we have combined CPF of about 200K and we have 80K cash in hand.Based on our age,can we still get the max.loan tenure?Are we eligible for the grant? When do we need to produce/show our marriage certificate?Are there any new executive condo launching soon?
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8 Answers

Hi, Based on your information provided, you should qualify for a grant of 20K, and marriage cert have to be ready 6months before TOP (ie when you collect keys). Presently ECs available include Sea Horizon at Pasir Ris, Forestville at Woodlands, Ecopolitan at Punggol and a few others. There are also new ECs coming up at Jurong West, Punggol and Sengkang, probably august onwards. Please be informed that loans now taken for ECs are for a maximum of 25 years and applicants have to follow the MSR of 30%. I have done a screenshot calculation and will be able to email you. May I know how do I get in touch? Thanks! Thanks from Ivan Ng ERA HP: 97432395  Ivanng10@gmail.com CEA No: R052114D Read More
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Would like to add that I am marketing Sea Horizon, Forestville and Ecopolitan as well. 3 bedroom units onwards all available, and definitely within your preferred financing range, judging by the downpayment you are looking to put down. Please let me know if I can have the opportunity to provide more details, would be most glad to be of assistance. Many thanks from Ivan Ng ERA :) contact: 97432395  email: ivanng10@gmail.com cea reg no: R052114D Read More
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YT Tan (陈永达)
Good afternoon, as both of you don't have any outstanding housing loan, you will be eligible up to 80% bank loan (still based on MSR and TDSR). You will also be eligible for CPF housing grant as SCs. 1) up to $10k income - $30k grant; 2) $10,001 to $11k income - $20k grant; 3) $11,001 to $12k income - $10k grant. Since both of you will be purchasing under Fiance/ Fiancee scheme, you have to produce your marriage cert to developer before taking possession of unit. In regards to new EC launches, there will be coming out in Punggol, Sengkang and Taman Jurong area. If you are keen in any, do let me know so I can contact when I get any first hand information. Hope to hear from you soon! Cheers! YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More
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Hi, I am currently marketing the following ECs - Skypark Residences, Waterwoods, Sea Horizon, Forestville. Also seeking indication of interest for the following ECs to be launched - Yuan Ching, Punggol and Woodlands. Do drop me an email or sms so that I can deliver an Executive Condominium Consumer Guidebook that our CEO has written for consumers. Rgds Philip Chong, Associate Team Director, Singapore Accredited Mortgage Planner, Propnex Realty Pte Ltd. Email: propnex@me.com Hp: 81613790  Read More
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Dear Sir/Mdm, hope our answers below will assist you in your EC purchase decision. Qn1: We are first timers.We intend to buy an Executive Condo.I'm 36 and my fiancée is 29,we are both Singaporeans.Our combined income is about 11K, we have combined CPF of about 200K and we have 80K cash in hand.Based on our age,can we still get the max.loan tenure? Ans1: The max loan tenure is 30yrs and based on your description above, you should have no problems getting a 30yr loan tenure for your EC purchase. [subject to bank assessment] Qn2: Are we eligible for the grant? Ans2: Yes, both of you should be eligible for a combine total of $10,000 CPF Housing Grant. [subject to HDB review] Qn3: When do we need to produce/show our marriage certificate? Ans3: If you have taken the CPF Housing Grant, you will need to produce your marriage cert before taking possession of your new EC unit. If you did not take the CPF Housing Grant, then you are allowed to produce your marriage cert within 3 months from taking possession of your new EC unit. Qn4: Are there any new executive condo launching soon? Ans4: Yes, we should be expecting new EC launches in Sengkang, Punggol and Woodlands town at Q3/Q4 2014. Do feel free to contact the undersigned for further info/assistance or if you would like the latest updates and info on the newest EC launches. For existing ECs, do visit www.sgECsales.com for more info. Thank you and have a pleasant day ahead. Andrew Ngauw 8188 8887  andrew.ngauw@gps.com.sg GPS Alliance Pte Ltd Read More
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Robbie Chen Chee Howe
Hello!

I'm glad and at the same time excited to inform you that Propnex has been appointed the sole marketing agent for the EC at Yuan Ching Road. It's called Lake Life!

Allow me to share with you why this EC is definitely a great buy. Especially so after PM Lee's re-assurance of the Jurong transformation happening in the very near future.

I personally see a very huge potential upside in this area, and would like to share with you my reasons for saying this.

It would also be great if we can sit down and go through a detailed financial plan together, prior to your commitment. I will clear all your doubts so that you will have a peace of mind before you make the purchase.

You can contact me at 97486305  . I await your call! Read More
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WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : )
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More
2
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : )
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More
2

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