Hi TIAD,
Although there is no right or wrong answer to your question, I would like to comment that it makes more sense to keep your monies in your CPF-OA to "earn more interests" than to pay down your mortgage loan.
I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.
Should you need require further assistance in matters relating to property, please contact me at my mobile
9748 6305
. I will be happy to assess and share with you the possibilities for you in the current market.
Thank you.
Best regards,
Robbie Chen
9748 6305
PropNex Realty
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