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89758 Results Found

How? in Home Financing

asked on 16 Nov 2012

We have about 150k CPF and 100k cash. Our combined income is less than 10k a mth. We are looking for at least 3 bedrooms. Can we afford a pte condo?

0 • 1230 views 8 Answers

Wayne in Home Financing

asked on 9 Nov 2012

Hi Gurus, I am planning to sell my hdb house and get a bto or sales of balance flat. Looking at the rough estimation after selling off my current house, both combined cpf with my spouse we are able to pay off a 4 room flat outskirt area with our...

0 • 1029 views 9 Answers

Kaki in Home Financing

asked on 4 Nov 2012

Hi, which loan is better. Hdb loan or bank loan? What is the pros and cons?

0 • 951 views 6 Answers

Chong in Home Financing

asked on 12 Nov 2012

I know that 20% downpayment, duty fees,lawyer fees, and agent fees has to be paid when buying a studio apartment.

But when is the full 20% downpayment has to be paid? Let say the property T.O.P is 2014, i have to pay 20% before 2014? or I have...

0 • 819 views 1 Answer

CHRISTINE in Home Financing

asked on 20 Nov 2012

How much do I have to pay for the stamp fee if I purchased a second property value at $800K?

0 • 814 views

CML in Home Financing

asked on 7 Nov 2012

Hi All, Can you kindly give a breakdown on the whole financing process of purchasing a resale flat?

0 • 699 views 1 Answer

WONDER in Home Financing

asked on 6 Nov 2012

If the bank has approved 80% loan for EC with condition of selling existing HDB flat before EC TOP. What is the consequence if HDB flat can't be sold before EC TOP? When is the best time to sell HDB flat?

0 • 670 views 1 Answer

Zo in Home Financing

asked on 6 Nov 2012

Can i opt to contribute to my CPF OA, and then later use the funds in OA to pay off my housing mortgage? Since OA has higher interest rate than savings rate? thanks!

0 • 617 views

David in Home Financing

asked on 5 Nov 2012

I own a private property and am now considering buying another private property(preferably a new condo in Seletar area). I just want to find out if there's a possibility of getting a loan for the 40% downpayment, and also a loan for the remaining...

0 • 600 views 1 Answer

david chang in Home Financing

asked on 19 Nov 2012

Hi Guru, just want to check with you, how many cash i need to prepare for a resale hdb flat(cov=50k, evaluation price=650K), and how to calculate it? i have a cpf of 55k and i can get a cpf housing grant of 30k. Thanks in advance.

0 • 588 views 1 Answer

Bala in Home Financing

asked on 3 Nov 2012

I'm 36years old, PR and bought a HDB 4 years ago, I would like to get second private property. How much loan can I get from the bank?

0 • 581 views

Jamie in Home Financing

asked on 9 Nov 2012

Hi,

I am interested in buying a Condo that is yet to TOP. As i still have an existing HDB loan, I understand that I can only get 60% loan.

Could i check when do i make the 40% payments. Could i have the breakdown?

0 • 563 views

Bert in Home Financing

asked on 7 Nov 2012

Hi Gurus, I'm looking at 2Brm+S with a budget of 850K. I owned a hdb (with existing mortgage)so how much can I loan with my mentioned price and what's the max period with the latest rules. Btw am 42yo. Thanks.

0 • 522 views 2 Answers

Northern Lights in Home Financing

asked on 4 Nov 2012

I've got an existing 5-room flat & my intention is to use the sales proceeds for a EC but the 15% sales/CPF are within 2 weeks time. I will only be able to sell my place near TOP. So how do i go about getting a new EC or does this means i can...

0 • 508 views 1 Answer

Mr Tan in Home Financing

asked on 17 Nov 2012

Hi, my 4RMs HDB MOP is due on Jun'14 and we plan to clear off the outstanding $50K HDB loan using our CPF O/A & rent out the HDB to buy a 2RMs/3RMs Pte Condo. I'm 35yrs & my wife is 31yrs. Our total income is $7K/mth & wondering if...

0 • 506 views 2 Answers

Tan in Home Financing

asked on 7 Nov 2012

I am currently living in an EA under a HDB mortgage. I wish to move into a 2-BR condo. What are my loan options under the new MAS ruling? I am above 50 and currently employed.

0 • 495 views 3 Answers

wll in Home Financing

asked on 13 Nov 2012

Hi,

I am interested to purchase a private property. I will like to know how much loan can I secure? My details are as follow:

- 27 yr old PR
- annual salary of $50,400
- no existing mortgage
- existing liability of study loan

0 • 490 views 2 Answers

SK resident. in Home Financing

asked on 11 Nov 2012

HI, I'm staying in a 5rm flat bout directly from HDB with my hubby, outstanding loans is around $45k. Thinking of getting a new BTO in near futures. The question is, assuming the new BTO cost $450k and taking a 2nd HDB loan, upon signing the...

0 • 482 views

Ling in Home Financing

asked on 1 Nov 2012

I bought a one bedroom in mid 2011 and its scheduled TOP is 2015 1st Q. Should I aim to bring down the loan value of this property or should I save the money (cash and Cpf) to buy a 2nd property of 1mil? Then I will rent out either one. What would...

0 • 388 views 2 Answers

VINCENT TAN in Home Financing

asked on 19 Nov 2012

I AM 70 YEARS OWNED A FULLY PAID SHOP UNIT VALUED $700,000. CURRENTLY STAYING IN A RENTED PROPERTY. I AM DOING MY OWN BUSINESS WITH INCOME 10,000 P.M. (NOT DECLARED) HOW CAN I BUY A HOUSE PARTLY PAID FOR BY SELLING MY SHOP . MY CHILDREN ARE...

0 • 370 views 1 Answer

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