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89758 Results Found

eunice in Home Financing

asked on 30 Jan 2010

1.Beside the 20% down payment, is there any other cost should I prepare?
2.Can we buy hdb resale flat, if only the husband as a Singapore PR?
3.Regarding the CPF Account, which account can we use to pay the 20% down payment? thanks for your...

0 • 3323 views 9 Answers

Hussain Khan in Home Financing

asked on 21 Jan 2010

I am 48 yrs old, married, taxi driver. cpf available is 27,000.I declare income tax 30,000 for 2 years. Wife not working. cpf 3,000. I can raise 20k cash. I need to buy 3rm preferably bedok reservoir area. Anyone can help me with loan application...

0 • 2731 views 10 Answers

Lynn Soh in Home Financing

asked on 15 Jan 2010

Currently I am living in La Casa and intend to sell after 5 years. If I want to buy a resale flat, am I subjected to any resale levy or can I apply housing grant? I have used the housing grant in my purchase of La Casa last time.

0 • 1883 views 10 Answers

realthunder in Home Financing

asked on 16 Jan 2010

Hi, I signed and exercise the otp with a seller, but HDB says that the seller has not met MOP until April.
I know that according to OTP, we can pursuit any claims from the seller. But then, we need a lawyer, which costs time and money. We are in...

0 • 1538 views 9 Answers

ee thong koh in Home Financing

asked on 16 Jan 2010

After I have exercise the option of purchase, I decide not to proceed. Will my option fee be forfeited? On top of that, do I have to pay the seller and buyer agent commission fee?

0 • 1513 views 10 Answers

javier tan in Home Financing

asked on 29 Jan 2010

I will wish to know roughly how much can i loan for the bank as i am interested in buying a condo for investment purpose.
My age is 26, annual income is around 100k owe no car or insurance currently. Will wish to know what price range of condo i...

0 • 1397 views 7 Answers

Yu Yan in Home Financing

asked on 15 Jan 2010

Hi, i am 25 this year. Single,my annual salary is ard 50000k pa, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1159 views 10 Answers

Rick Wee in Home Financing

asked on 13 Feb 2010

A newbie who want to buy a cond. I'm looking at ard 650k. What types of payment do I need to pay in cash? Understand 5% cash n 15% CPF. Anything more? Combine CPF are 400k to 450k, and looking for a bank loan of 150k - 200k. Am I able to get the...

0 • 1154 views 10 Answers

Colin See in Home Financing

asked on 21 Jan 2010

Hi, what happen if the bank would not approve my loan or is unable to loan me the full 80% of property price? Would my 1% upfront payment be forfeited by buyer? Thanks for your advice.

0 • 1034 views 5 Answers

Upgrader in Home Financing

asked on 11 Feb 2010

My current 4A HDB is estimated to be fully paid within 3 years. We wish to rent out our HDB while buying a condo for own stay. However, we do not have extra CPF for second property as I get to know we need to set aside minimum sum for second...

0 • 972 views 1 Answer

Eddie Addy in Home Financing

asked on 28 Jan 2010

Hi, Currently I have a 5rm HDB flat which i purchased with my parents 7 years ago under bank loan prior to my marriage. Now that im married, i wish to hold my hdb unit. The qn is, is my wife able to purchase a property eg. condo on her own if we...

0 • 927 views 6 Answers

linda in Home Financing

asked on 17 Jan 2010

I got a client, husband already taken hdb loan twice. But wife only took 1 time hdb loan is the wife eligible for another hdb loan?

0 • 893 views 5 Answers

retiree in Home Financing

asked on 21 Jan 2010

hi, i would like to know about cpf minimum sum, i understand that it only applies when i reached 55 yrs and above or if i am buying a 2nd property. am i right?? i am not sure about reaching the valuation limit of cpf withdrawal. do i need a...

0 • 866 views

Loo Albert in Home Financing

asked on 24 Jan 2010

Hi, i am single above 35yr old and currently looking for a 3 room resale flat in Toa Payoh area. I would like to find out from you on top of the COV I need to pay in cash, If I can only get loan from bank, do I need to pay another 5% of selling...

0 • 842 views 1 Answer

Zam Az in Home Financing

asked on 7 Feb 2010

Hi Gurus. I have sold my HDB flat bought with HDB grant. I am currently renting a condo.

I am planning to buy a 3 room HDB using bank loan and some of my CPF. Thereafter, can I still buy a condo (not yet TOP or maybe resale) and still use my...

0 • 833 views 1 Answer

K Teo in Home Financing

asked on 4 Feb 2010

This is a further question about my walk up opposite Great World City. For the last 2 years no one has sold any units here. If i do need to let this go to get another place, does anyone have any idea where I can go to get a valuer?

0 • 832 views 1 Answer

Linda in Home Financing

asked on 17 Jan 2010

Hi,

Need to know some info about home loan.

If the banker starts to disburse 5% of the property cost for the completion of foundation work, will my interest be based on the disbursed amount or the total borrowed amount.

Please advise

0 • 797 views

whezky in Home Financing

asked on 18 Jan 2010

Hi, we are SPR couple and currently renting a unit along redhill area. Our tenancy will expire by mid May 2010, now we are taking into consideration of buying our own unit. My concern is that is it possible that we can get our home loan approve...

0 • 696 views 2 Answers

candy lim ling ling in Home Financing

asked on 17 Jan 2010

Hi i would like to buy 4 rm flat. The valu is $500k and the asking is $15k. The OA is $100.000. If i want to use 25yrs to pay the loan. How much i have to pay mthly. Thxs

0 • 660 views 1 Answer

Farid Hasan in Home Financing

asked on 18 Jan 2010

if my flat installment is $750/mth for 30 years, meaning i must sell my flat for above $270K to make a profit?

0 • 605 views 1 Answer

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