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89758 Results Found

ang in Home Financing

asked on 12 Jan 2010

We are looking to buy a new condo unit, expected TOP Dec2011, I currently own a HDB flat and my cpf is tied to it.
Will i be able to pay 5% of the new condo purchace price in cash and the balance 15% once TOP ?
Will sell off my HDB prior to the...

0 • 2214 views 11 Answers

Gaurav kesharwani in Home Financing

asked on 29 Dec 2009

Hi, i am 28 and single,my gross annual salary is 76500, i have no other debt obligation, can you please tell me the maximum loan , i am eligible for.

0 • 1314 views 11 Answers

CondoInterester in Home Financing

asked on 10 Jan 2010

I have a 5rm HDB flat which has already been fully paid for. Currently looking out to upgrade to a pte condo.

My current HDB estimated can be sold for $400k and the condo I am eyeing for is around $800k. As a newbie in buying properties, I am...

0 • 1279 views 11 Answers

Weng C. in Home Financing

asked on 14 Jan 2010

Hi, I'd like to know, after 14 days the 4%(option exercise fee) is payable to seller direct or to lawyer? Thx.

1 • 1146 views 11 Answers

Nicole in Home Financing

asked on 30 Dec 2009

PR couple (self employed) want to buy 3 room flat. can experts here guide us where to get the best bank loan? What is interest rate? Rejected by UOB & DBS. Can someone guide us step by step on financing? what is capital outlay? Which area to...

0 • 1131 views 10 Answers

Christine. in Home Financing

asked on 6 Jan 2010

I'm a first time and buying a place at sengkang. The valuation was $300k, COV $30k.
Understand I have to pay a Deposit up to $5k, and the cov has to be paid up in cash too. Hence, the total cash payment is just $35k. The rest will have to be...

0 • 1100 views 10 Answers

Wie Jun Chan in Home Financing

asked on 12 Jan 2010

Hi, May i know what is the current cash (5% or 10%) that need to be paid upfront for the deposit of a private property?

0 • 1091 views 11 Answers

Weng C. in Home Financing

asked on 31 Dec 2009

I would like to seek advice from the gurus, based on my following financial criteria could I afford to purchase and own a pte condo:

1) Single.
2) Annual income - $62,000
3) CPF OA bal - $120,000
4) No other financial obligations.

If...

0 • 1080 views 7 Answers

mano in Home Financing

asked on 5 Jan 2010

I wld like to ask, would the bank be more generous in computing (and granting) the in-principal approval of my loan application (for new property) if I produce a copy of the OTP duly exercised by buyer of my existing property? Tks.

0 • 1076 views 7 Answers

chew guat koh in Home Financing

asked on 8 Jan 2010

I currently own a 4 room HDB flat opposit redhill mrt station and going to complete my mortgage loan in coming october. I was told that I can't purchase any private condo until at least 5 year stay in my current flat. I am now looking for new...

0 • 1046 views 6 Answers

BHLIM in Home Financing

asked on 29 Dec 2009

I would like to sell my 5rooms unit at Jalan Teck whye with designer decor(master bedroom with walk-in wardrobe, study room) and looking of 3rooms condominium and with full faclilities near Clementi town. Q1 - Any banks intown can offer 90% load....

0 • 1034 views 6 Answers

Larry in Home Financing

asked on 29 Dec 2009

Hi experts,
I have two question, hope you can help:
1) I am looking to buy a private condo next year (first time buyer), understand that banks will loan upto 80% of the price, for the remaining 20%, can I use CPF to pay or must I pay by cash?...

0 • 916 views 1 Answer

Tung Gee Khim in Home Financing

asked on 2 Jan 2010

I currently owned a property in Aquarius By The Park, and I would want to sell away the current apartment and buy a Freehold apartment in District 15. I understand that if I sold away my current apartment, the money and accrued interest from CPF...

0 • 914 views 5 Answers

M D in Home Financing

asked on 1 Jan 2010

Dear expact,currently we are planning to buy a resale flat at Jurong area, 4room flat, I would like to know, how much cash we need to have in hand as our cpf account has no much money due to we just got our PR status not a while ago.
I would like...

0 • 867 views 6 Answers

chew guat koh in Home Financing

asked on 8 Jan 2010

I am 43 and if I am interested to puchase a private condo. First thing I want to know when does the mortgage loan take effect. If I want to get a 20 year tenure loan.Should I act now or wait till 45.

0 • 823 views

C Liu in Home Financing

asked on 9 Jan 2010

I have an existing loan amount of about SGD100K for the HDB i have and wish to take another loan to buy a pte condo for investment purposes, borrowing about SGD800k. My income is about SGD 100K pa and 29 years. May I know if it will be difficult...

0 • 811 views

Tk in Home Financing

asked on 8 Jan 2010

Just check if a buyer purchase a unit and want to get bank loan. Can he get the loan after one year instead of immediate?

0 • 731 views

Samuvel Saminathan in Home Financing

asked on 29 Dec 2009

Presently residing in a 5room flat bought at $206k.Now might be at About $350k.Might be selling and taking 50% from spouse.Need to get another house on my own.Presently i have about 75k of Cpf and hopefully 75k of cash,with a gross pay
of...

0 • 710 views

MW in Home Financing

asked on 2 Jan 2010

hi, I am a PR and currently living with husband in an HDB flat. I want to buy a private flat for my mother to stay. But I have worked in Singapore for less than 3 years and the amount in my CPF is very small. Can I buy a condo unit given that...

0 • 695 views

Teo in Home Financing

asked on 8 Jan 2010

Does anyone know whether the mortgage rates quoted by banks are annual rates or effective rates?

0 • 635 views 1 Answer

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