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89758 Results Found

Leon Neo in Home Financing

asked on 7 Mar 2010

HI,

I am interested in buying a HDB 2 storey shophouse. But I have a few questions in mind:

1. Can I use my CPF to pay for the downpayment? If yes, how many %?
eg. 15% cash, 15% CPF?

2. Can I use CPF to pay for my monthly installment?...

0 • 10215 views 7 Answers

JASON CHANG in Home Financing

asked on 11 Mar 2010

When you says COV- does it mean you really need to pay CASH for this COV portion- or you can still get loan for this.

0 • 4019 views 9 Answers

HP in Home Financing

asked on 17 Feb 2010

Hi i need some advice on the typical payment schedule for private property.

Also for downpayment, isit usually 20% of the property price?

0 • 3333 views 10 Answers

Mahathir Mohamad in Home Financing

asked on 4 Mar 2010

I've bought a new flat from HDB under the BTO scheme recently. 10% of my CPF has already been deducted for downpayment of the flat.

I am now looking for a condo or private property in the range of 700k - 1M.

Am I now still eligible to buy...

0 • 3054 views 10 Answers

Steve in Home Financing

asked on 22 Feb 2010

I am not approved for HDB concessionary loan. Only resort is to get a Bank Loan. My CPF ordinary around 130K, income 3.5K. I have around 20K in debt and repaying constantly without fault, and a car loan of 650/mth. Looking at the COV and 5%deposit...

0 • 2403 views 11 Answers

Cedel Tan in Home Financing

asked on 9 Mar 2010

I currently own a 5I HDB flat in Hougang. Midfloor. Is my expectation of a selling price of $400,000 realistic? Our HDB loan still stands at $170,000 and we used approximately $60,000 back then. Does it mean that I can get ~$100,000 cash proceeds?...

0 • 2138 views 7 Answers

Shan Shan in Home Financing

asked on 2 Mar 2010

My property at Heritage view:
How to calculate the Property Tax: Need to evaluate if I rent it out is ok or staying of own is better.

Its 3+1 1313sqf unit.

0 • 1849 views 9 Answers

Rachel Li in Home Financing

asked on 23 Feb 2010

understand 1% valuation price payble. can we pay by hdb grant /loan or have to be in cash? I am looking at a 5room flat at tampines.

0 • 1763 views 8 Answers

V.Utiiakumar kumar in Home Financing

asked on 13 Mar 2010

1. Can OTP Form be submitted without any Deposit? That is doing away with OPTION FEE + OPTION TO EXERCISE FEE.
2. The DEPOSIT WHICH GIVEN TO THE SELLER BY THE BUYER is it included as a mark price of the house? Advise

0 • 1565 views 9 Answers

LIM in Home Financing

asked on 10 Mar 2010

Hi, just a few enquiries. For the 5% cash required for buying a resale private property or the 5% cash and cov required for buying resale hdb under bank loan, is there any financing available for these cash portion? In short, can we buy a property...

0 • 1421 views 10 Answers

marlon marlon in Home Financing

asked on 20 Feb 2010

we plan to buy a 4 bedroom unit in Tropical Spring in Simei. But the budget that we have is only up to 850K.

We only have around 60-65K in cash.
Our combined CPF acount ordinary is around 120k

Questions:
1) Is it possible to get from a...

0 • 1361 views 11 Answers

roger chang in Home Financing

asked on 13 Mar 2010

My parents are foreigners aged 65, what kind of financing can they get to buy a $600K condo.

What is the QOF?
Should they show their foreign income?
Do they need a local sponsor, me?
Should I, a Singaporean, be a co-owner; but I will want to...

0 • 1107 views 11 Answers

JJ in Home Financing

asked on 14 Feb 2010

Hi, I co-own a HDB 4-rm flat with my wife. Only left $70K left to pay for it. A few months ago, I purchased a condo (99-yr) with 90% loan. Just rented out to professional expat on 3-year lease. The whole rent goes to paying the monthly mortgage....

0 • 1095 views 11 Answers

kevin tan in Home Financing

asked on 28 Feb 2010

Can i understand whether the 35% cap on monthly installment is applicable to Gross or Net Income?
If i am using CPF to service my monthly installment, it the CPF portion considered part of the 35% cap?

0 • 1063 views 6 Answers

Kenneth Wendall in Home Financing

asked on 23 Feb 2010

Hello, I would like to: -

*know approx. bank loan amt to 38/M/Foreigner, earning approx 100 p.a.;

*would financing a 750k new condo seem reasonable/possible (+ ins + commitments approx $3k p/mth;

*if wife is a Sg/housewife with CPF,...

0 • 1038 views 7 Answers

Upgrader in Home Financing

asked on 16 Feb 2010

Understand there is a minimum sum we need to set aside for 2nd property to use the CPF money. Can we use CPF money for 2nd property downpayment even we do not have enough minimum sum?

0 • 1004 views 10 Answers

Jackson Tan in Home Financing

asked on 2 Mar 2010

Are these the amount that need to come out hard cash for purchasing a flat excluding agent fee? What is exercise fee and can it be paid using CPF?

1) Option Fee - $1000.00
2) Exercise Fee - $4000.00
3) Caveat Fee - $128.90
4) Transfer Fee -...

0 • 984 views 5 Answers

Andy Tan in Home Financing

asked on 17 Feb 2010

Hi, prior to purchase a new property i had called up the bank to seek in principle approval for home loan. Upon submission of the documents, the banker gave me a call to approve my in principle loan. Therefore, with this i proceed to place my one...

0 • 954 views

hifive in Home Financing

asked on 28 Feb 2010

If using CPF to pay for 2nd property, and being subjected to selling 1st property within 6 months. If the property does not got sold by 6 months, is it possible to apply to CPF Board for extension?

0 • 857 views 1 Answer

yy in Home Financing

asked on 21 Feb 2010

Hi,

I would like to raise a question regarding progressie scheme financing.

I am looking at buying a private property at 750k. TOP scheduled at 2012.

Please advise me on the monthly payment I hv to pay off appoxi.?

Thank You.

0 • 818 views 1 Answer

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