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89758 Results Found

Shan Shan in Home Financing

asked on 21 Sept 2009

Bank Valuation for Private Property: Different banks has different valuation for the same property. Example One bank provides valuation of 650K for property as its strict credit checks rule. However other bank can provide 750K for the same...

0 • 3865 views 11 Answers

SM in Home Financing

asked on 13 Sept 2009

Qnl: I applied for HLE, but was rejected cos letter state annual income from me and partner more than $8K. However, i'm self-employed, our combined income ard $6K per month. Annual will depend on bonus and company performance. HDB website states...

0 • 3634 views 10 Answers

lo maria in Home Financing

asked on 29 Sept 2009

hi , i am going to sell my property a 4 room flat in sengkang.
my current valuation of my flat is 300k.if i sell it at 325k, how much would i have to fork out if i purchased a 5 room flat in pasir ris, lets say 450 k.
current outstanding loan is...

0 • 1373 views 9 Answers

berry su in Home Financing

asked on 15 Sept 2009

After getting HLE but haven't get a home,if any changes of salary, how can affect?

0 • 1192 views 7 Answers

buyer and seller in Home Financing

asked on 1 Oct 2009

if i sold my flat at 500k,
outstanding loan amount-200k
cpf with interest-50k

cash proceeds would be 250k

i would like to buy a bigger flat lets say 500k
Valuation- 460k
40k Cash upfront
IPA - 450k
1st question:
so my loan amount...

0 • 1179 views 10 Answers

Alok Rawat in Home Financing

asked on 13 Sept 2009

How does one calculate the existing home loan interest rate.

0 • 1158 views 9 Answers

Alexander in Home Financing

asked on 12 Sept 2009

Hi Gurus,

Can i refinance my home loan to other bank (After the lock in period)& refinance back to the same bank again after couple of years. Jumping from bank to bank.

0 • 1099 views 10 Answers

Tan in Home Financing

asked on 25 Sept 2009

I intend to sell my HDB and stay with my parents for 2yrs before getting a new. I bought at 285k and valuation now is 360k. After deducting HDB Loan, do I get back the balance in cash or CPF after selling? How to work out the calculation? My mthly...

0 • 969 views 4 Answers

Nur Hidayu Jauhar in Home Financing

asked on 8 Sept 2009

Hi,
Both me and my husband are looking for a home in Sembawang.
Currently, I am the only one working as my husband lost his job recently.
We like the Sembawang area as I've been staying with my parents for 12 years. & currently our baby...

0 • 920 views 2 Answers

Yong CP in Home Financing

asked on 26 Sept 2009

I am PR, wish to buy 4 room flat together with my sister, price abt $250k at woodlands area,total gross income for appx $4000 monthly. what are the buying scheme available? how much bank loan can get? In total how much cost incurred for...

0 • 916 views 7 Answers

DANI in Home Financing

asked on 23 Sept 2009

Dear Gurus, I am interested to know who is liable given the following scenario.

- Buyer prepares a 1% booking fee (option money) however, held in trust with the his agent during the offer to purchase period.
- Without the buyers consent His...

0 • 885 views 2 Answers

JM Tham in Home Financing

asked on 30 Sept 2009

Hi

May i know wat the different take from bank loan and HDB loan. Issit the interest rate different?

0 • 854 views 3 Answers

lo maria in Home Financing

asked on 1 Oct 2009

if i want to buy a four room flat value at 360k. val at 340k. how much stamp duty do i need to pay and can i pay buy CPF?

0 • 838 views 2 Answers

mr see in Home Financing

asked on 8 Sept 2009

hi gurus
for the senario below,
valuation : S$550000
Selling price : S$650000

Will the bank loan granted be 80% to 90% of selling price or valuation price?

Please advise.

Thanks

0 • 793 views 2 Answers

sue in Home Financing

asked on 29 Sept 2009

Hi Guru,

I’m PR and my hub is SG citizen, we’d like to buy a new flat directly from HDB, before our rental contract end (March’10).We prefer to buy a 3 room flat(new,not resale).

Currently I am working , my basic salary is...

0 • 790 views 2 Answers

michael tan in Home Financing

asked on 26 Sept 2009

with the current economic situation and taking into consideration fort he next 2 to 3 years, is it better to get a home loan under SOR + certain % or fixed rate with lock down like 2 yrs or 3 yrs?

0 • 761 views 2 Answers

lo maria in Home Financing

asked on 1 Oct 2009

Hi i would like to know wad other costs which i need to pay while purchasing a five room flat value at 450k. COV is 20k. my cpf is only 15k. i know i have to Pay COV+ agent fees 1%+ 5% valuation.
my IPA approved is 500k. so how much loan can i...

0 • 737 views 3 Answers

Anthony Quek in Home Financing

asked on 14 Sept 2009

Other than paying back CPF and bank for the balance outstanding amount, what other charges to consider when selling my property? How to calculate cash outlay when buying a HDB flat?

0 • 726 views 3 Answers

Christine in Home Financing

asked on 28 Sept 2009

Hi, I am 40 years old and mu husband is 43 years old. If we were to take a loan, how many years of loan would we be able to get (assuming we meet all other criteria)

0 • 720 views 2 Answers

Currypok in Home Financing

asked on 27 Sept 2009

Hi, i intend to purchase a 1+1 unit from a developer sale. A few questions as below.

1. Do i have to pay the 1% buyer commision to the property agent?

2. Does the bank from which i am taking a 90% still absorb the legal fee currently?

Thanks

0 • 562 views 2 Answers

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