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Afternoon,

Mortgage amount will be worked based on MSR and TDSR. Hence your credit standing and age will have direct impact on the loan figures. Based on your combined income, it would be unlikely for you to obtain $800k loan.

Do contact me should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Cindy,

You will be able to get a 3BR condo units for about $800,000. The breakdown for the payment is as such:

Purchase Price of $800,000
1. 5% Cash - $40,000
2. 15% CPF - $120,000 (payable in cash if not enough CPF)
3. Normal Stamp Duty - $18,600 (payable in cash if not enough CPF)
4. Additional Buyer Stamp Duty of 5% - $40,000
5. Legal Fees - $2,500 to $3,000
6. 80% Loan - $640,000

Total Cash Required (if no CPF) = $221,100

Have you done an In Principal Approval with the bank to find out the loan amount you are eligible for? Please feel free to contact me so that I can draft up a comprehensive financial plan for you so that you can plan better!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Cindy,

You should have a buffer and prepare around $250k in cash; however loan eligibility would have to be assessed by a banker.

Feel free to contact me at your convenience, and let me link you up with my banker, before we proceed.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Hi,

Re: Our Preferred SG Professional- Agent.myweb.sg & Agent.irealtor.sg

28% of 800K will be needed, to be prudent it will be better to have 30% of 800k prepared for upfront payment. 240K :)

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Hi Cindy,

Yes its possible, you should prepare around 30% of the purchase price (about 240k) for the downpayment, stamp duties etc. to secure a 800k thereabouts property. Thanks and hope to assist with your housing plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Good afternoon Cindy,

If you are able to loan up to max 80% bank loan, your initial outlay will be as such:

1) 20% downpayment
2) estimated 3% buyer's stamp duty
3) 5% additional buyer's stamp duty as SPR
4) $2500 private legal fees
5) valuation fee etc

You need to have at least $224k in cash.

Probably you can share with me your cash on hand so I will be in a better position to advise and assist you further.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Hi Cindy
It is still possible. Which area are you exploring ? I would love to have a detailed discussion and assist you to find your desired unit from here.
You may reach me via 91442664 
Tricia Tan 91442664  Read More