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Hi,

Unfortunately your wife can't purchase a hdb on her sole name as hdb classifies a married couple as one entity family nucleus. You need to be able to form that family nucleus to purchase resale hdb, hence your name needs to be added to the hdb purchase. However, purchasing condos individually on your sole names is possible. Not too sure what are your plans in doing so, but will be glad to explore solutions and workarounds with you to meet your objectives.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
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Dear Buyer,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

Under HDB policy, as long as marriage status. Your wife cannot purchase a HDB under single name unless divorced. While 2 condo under individual names are allowed.

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Dear sir,

I am assuming that your reason for your question is such that you can be able to avoid ABSD for property purchase if the HDB purchase is only under your wife's name.

Even if your name can be listed as an essential occupier for the HDB, if your wife is financially ready to purchase the HDB under her own name, you will still be required to observe the 5 years MOP before you are able to purchase another private residential property.

I will highly encourage you to look into restructuring your manner of holding in the properties, possibly only sell away the HDB and purchase a small quantum private property for rental income as investment instead. It will be good to be able to sit down and have a more thorough discussion.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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Regards,

Geryl LIM
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Global Alliance Property (L3010679B) - Century 21
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Afternoon,

As you and your wife are married, HDB will consider both of you as an entity. For the purchase of HDB unit, your wife can purchase it under her name only but with you as essential occupier. With this, you will also be limited to buying your second property until MOP have being fulfilled.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Congratulations! U'd made the right choice by liquidating both now!

To answer your question, NO, you cannot buy HDB with just one name since both of you are legally married.

As the saying goes, "all road leads to Rome". If you want to explore options, please feel free to give me a tinker. If the numbers make sense, why not. Else, at least we'll be glad that we met. Agree? =)

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Good morning buyer,

I am afraid to inform you that your wife is not eligible to purchase a HDB solely by herself. She has to purchase it with you to form a family nucleus as you guys are married. Perhaps you should consider getting a low quantum private property instead.

My team and I have been assisting numerous clients to restructure and grow their property portfolio. When will be a good time for me to share more with you?

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Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
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R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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