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Hi,

Yes you can decide how much OA to utilize, it will not be wiped out. Only for HDB loan cases will the OA be wiped out.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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Good afternoon buyer,

yes you are right that you can decide how much CPF OA funds to finance your purchase if you use bank loan.

Your CPF OA fund will only be wiped off if you use HDB loan.

Hope my explanation helps!

May I know how can I value add further in your property purchase?

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Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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Powerful Negotiators
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Afternoon,

In the case that you are getting a bank loan to finance your purchase, you can opt to utilize zero CPF and settle the down payment by cash. You can also opt to have the monthly installment to be settled with cash.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More