Hi,
1) There are different situations on joint-tenancy and Tenancy-In-Common.
2) Under Joint-Tenancy, the survivor takes all. It means that if the husband passes on, the wife will be 100% solely own the flat by herself.
3) Under Tenancy-In-Common, and there is no will. It means the intestate succession act will apply.
(a) Wife will receive 50% of the shares husband has.
(b) All children will inherit the other 50%.
4) Under (3) scenario, in the event the children already owned private property. And the mother has no financial capacity to take over their shares. The children should appeal to the HDB to allow them to keep the share of the HDB flat.
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
https://www.linkedin.com/in/ckling/
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