Asked by Cocoa Trees
I live in an EM (fully paid) and have an outstanding bank loan for a private property (not yet TOP) at same area,Bukit Timah. I want to upgrade to a Freehold landed property at same area. To do that, I need to offload either one of them. Property experts out there, which one will be a better choice to let go. (I have fullfilled MOP and also not affected by seller stamp duty)
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