AskGuru Q&A Community

Hi Sir/Madam

1. Do you intend to take loan for your purchase?
If yes, Before shortlisting project/unit, I will suggest to check your in principal approval of your loan from banker.
I can connect you with reputable banker for this, free of charge and no obligation.

2. Based on $1 mill, and assuming loan is 75%
5% Cash = $50,000
20% Cash/CPF = $200,000
BSD (Cash/CPF) = $24,600
ABSD (Cash/CPF) = might apply
Legal fee = $2,500 (estimated)
Please contact me at (65) 96608508  and I can share the breakdown for this calculation including timeline.

3. How many bedrooms are you looking at and which area you prefer?
To check out other project: https://96608508.eraagent.sg/projects
I have current price list, promo of every projects in Singapore and will be glad to advise you

I will be glad to assist, no agent fee from private property buyer
Appreciate if you can contact me at (65) 96608508 
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Dear sir/mdm,

Congratulations in obtaining your PR. The prevailing Additional Buyer's Stamp Duty rate for SPR is 5% on the first residential property, on top of the prevailing Buyer's Stamp Duty rate of up to 6% depending on the value or purchase price of property. It will be prudent to do an assessment of your finances to understand the financial commitments required in the purchase such that you can plan ahead better on what you would like to purchase base on the financial planning done.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, may I refer a banker to you too?

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Buyer,
As a buyer, you would not pay any fees to agents, normally. As such, you should engage a personal agent and work with him/her. This way, your agent will always lookout for your interests.

It will also take time to get to know your needs and wants. So, 1st and foremost, get your IPA done with your personal banker. If you do not have one, I can refer a few to you.

Once you have your IPA, you can work with me to find the best spots that you would like to live in SG. There are many considerations to lookout for and since properties are the single biggest investment in one's life, it has to be thought through with expert advice from a professional who has helped other PRs in Singapore.

Please do contact me.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Hi Do contact me at 97970200  to discuss more

Mark, your RIGHT choice
Propnex Read More

Dear client,

congrats on your PR approval.
Dear Owner,

Feel free to contact me to discuss how I can help you to buy your 1st condo.

Mei Foong
 8938 7686 
www.meifoong-property.com Read More

Hi,

1) There are no specific criteria for buying a private residential property in Singapore for a PR.
2) The first thing that you must do is to calculate your budget and whether you are ready for a purchase.
3) You may approach a bank to understand your loan amount based on your current income.
4) The maximum a bank can release is 75% Loan-To-Value (LTV). Meaning if you are able to loan up to $800k, but you are only buying a $1M property. The bank can only provide a $750k loan to you.
5) You will have to prepare the 25% downpayment, of which 5% must be in cash, and the 20% can be using cash and/or CPF.
6) Since you only just got your PR, your funds in the CPF will be expected to be negligible at this point in time.
7) You are subject to a 3% buyer stamp duty (for property at and below $1M), and 5% Additional Buyer Stamp Duty (ABSD).
8) Alternatively, speak to a property agent to understand your position before going through all the hassle of finding out that you might have to hold on to the buying plan.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
9011....
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to WhatsApp or email us directly. Read More

Hi
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More

Hi,

Congratulations to you on attaining your SPR!

For SPRs purchasing their first residential property in Singapore, ABSD of 5% is applicable. This is on top of the normal BSD that all purchases will incur.

Perhaps you can share with me your requirements for your first home? I will be able to shortlist suitable units for your consideration.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More