AskGuru Q&A Community

Afternoon, If you are SC, you are eligible to keep your HDB upon fulfilling MOP, when you purchase your second property. You will need to set aside the CPF minimum sum. You will also be eligible for max of 80% loan, based on your credit and income status. With this said, how much you need to pay in cash will largely depends on how much CPF OA and mortgage loan is available to you, relative to the purchase price. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

Hi, I will be able to provide u a financial analysis if you are keen. Do drop me an email or SMS if you are keen. Rgds Philip Chong, Associate Team Director, Singapore Accredited Mortgage Planner, PropNex Realty Pte Ltd. Email: propnex@me.com Hp: 81613790  Read More

Dear sir/madam, As long as your family is a Singapore household, your loan eligibility without an existing housing loan will be capped at 80% subjected to TDSR considerations and tenure of loan you intend to take up. Also put into consideration is the amount of CPF you are eligible to utilise if you have any intentions of doing so. I just went through some basic financial calculations with another of my client who currently owns a HDB in Marine Parade and intending to purchase a private landed together with a banker whom I had great working experience with. If you wish to speak to the same banker, do let me know such that arrangements can be made for you. Is there anything else I maybe able to assist? Visit and Like my facebook page at https://www.facebook.com/propertyblogshop Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com M.O.R.E Landed Dynamic Alliance Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Our next exhibition is on 2nd and 3rd August 2014. If you have missed out successful exhibition on 10th and 11th May, do not miss this opportunity again. Register your interest to attend this showcase event now! Read More

Hi, with no property loan, you could take up to 80% of the next property loan. I can have a sharing session to discuss with you on the procedures and cooling measured. I can be reachable at my mobile. CK Ang 9046 3808  Vestor Realty Read More