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i have been reading up on the purchase process for a resale hdb flat.

i understand the whole process, but i am not clear on a few things related to payment due timing.

if my cpf is not enough to cover the remaining 15% downpayment and i need to top up with cash, when must i pay this cash amount? i am assuming i do not need to worry about when the CPF part is paid?

thank you.
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