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Hi Mr Mohd,

Given the loan amount of 80%, 5% will be payable by cash.
Perhaps you could consider opting for personal loan for the cash shortfall. I recently assisted a client with similar background. Do get in touch so that I can link you to my bankers to assist further. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

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Afternoon,

If you are buying unr single scheme, you must be SC within monthly income of less than $6k. As first timer, you can utilize single grant of $15k as part of the down payment of 10% . However, you will still need at least $6k for the administration fee and Option cum exercise for the purchase. This is not inclusive of the commission payable.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Good afternoon Shariff,

Do take note that you will have to fork out cash for some expenses like option money (up to $5k), agent commission (1% of purchase price), valuation report ($200), resale HDB application ($80) and other miscellaneous fees.

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Good morning Shariff,

it's great hearing from you.

The 5% cash downpayment will depends on the loan you obtained. If you obtain a bank loan, you will have to fork out this 5%.

If you obtain a 90% HDB loan, your 10% downpayment can be fully paid by CPF OA funds.

Maybe you can share more information about your purchase so I will be in a better position to advise you.

Information like what's your monthly income and the HDB scheme you want to purchase under.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.tan@propertyavenue.com.sg
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Hi Mr Osman,

Re: One Stop Services for SG properties

We can assist you based upon your stated contents and walk you through the entire process.

Tell us more about your requirements and locations, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)

SG Hotline: +65 9222 2389 
Email: Onassis@sgrealtor.com
Skype: incomecare

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