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Hi,
You have to sell your condo first before you can apply for an HFE (provided you are granted approval).

You can also sell your condo with a lease clause attached. That means you will lease the condo unit from the new buyer for a fixed period of time. This can also be done if you do not get approval for the 15month wait out period. So, you do not have to move around and incur unnecessary heartache. So, with or without a HDB approval you can still live in your current unit until you get your new HDB flat. It is whether for a short 6months or 2 years. Whichever the case may be, you are in good hands, if I am chosen to assist you manage your smooth moveover.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, you would have to sell the private property first and then appeal for the approval to purchase a HDB flat right away.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good day to you.

The situation outlined is contingent upon HDB approving the waiver for the 15-month wait-out period, which follows the sale of the private property. If the intention is to purchase HDB first and sell the condo afterward, a separate approval process from HDB will be necessary.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

This is a very common move for Singaporeans, and I am facilitating this exact move for quite a number of clients in your age-range who are cashing out their private properties and moving into HDBs.

You just need an experienced agent to manage and time everything correctly so that you can transition smoothly at your preferred pace without worrying about tax implications, policy implications, being without a home for a period of time etc etc...

'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a call or meetup to share more about the process and help you with the transition.

Feel free to reach out via whatsapp or email.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

The approval should address the question if you are able to sell after purchasing. This can be checked with HDB.

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi Sir/Mdm,

I have assisted many of my clients who are in the same situation. Yes you are able to purchase the HDB first before selling the condo. However, this will mean that you need to have sufficient funds to purchase the HDB first.

If you wish to make use of the sale proceeds of the Condo to fund the purchase, we can plan the sale and purchase together and adjust the timeline so that you can have some buffer time to move and renovate the HDB.

Please feel free to contact me so that I can share with you in greater detail.

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

SEAA Salespersons Achievement Platinum Award 2020/2022/2023

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Kenneth (Seller and Buyer) Jan 2025

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During Nick’s presentation to us, he showed confidence and resourcefulness. He showed us his various methods of reaching out to potential buyers instead of just relying on Propertyguru. He also saw the potential of our home to sell at our projected price. Where other agents deem impossible to achieve, he did his analysis and deems it reasonable and achievable. Nick proves trustworthy. From time to time, Nick will update us on the progress and on any viewing. He will filter buyers who could not meet our asking price and provide update and advice on the offers. We are grateful that he helps us to negotiate for a good price for our home. In summary, Nick is dedicated, resourceful, trustworthy and willing to take challenges.
Sunny Ng (Seller) April 2024

Selling our house was a pretty stressful ordeal, as we have already committed to buying our new home and hence have a timeline to meet. Losing a substantial deposit and worse still, not getting our dream home caused many sleepless nights as we are nearing our deadline. I am very glad we have decided to switch to Nick and seek his help after the dismal performance of our first agent. Not only is Nick very patient in explaining things to us, time and time again he gives us reassurance to allay our worries. And he walked his talk.
With his help, we finally managed to sell our unit at a price within Read More

hi,

It depends on the type of approval you get from HDB. If you don't need the proceeds from your condo to fund your HDB purchase, you can buy the HDB first and sell your condo within 6 months.

Another common approach I often assist clients with is a concurrent sale and purchase. I’ll help you plan the timeline so that your condo sale completes about three weeks before your HDB completion. This gives your CPF funds enough time to be returned and ready for use.

I also usually request a 3-month extension stay from your condo buyer, so you’ll have a comfortable buffer for a smooth and stress-free transition.

I can assist you in finding the right buyer for your condo and also a right HDB unit. Please refer to my testimonials below for your consideration.

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
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--Jenny is very committed and responsive to her clients and she has spent hours updating them and looking out for great deals and even tailor-made property proposal geared towards their needs. Will certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)

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Samantha (Resale condo buyer) Read More

Hi there,

Thanks for sharing your situation — it’s great that you’re planning to be closer to your parents.

If you manage to secure the waiver for the 15-month resale levy wait-out period, you generally can buy the resale HDB first before selling your condo. This waiver lets you bypass the usual rule that requires you to wait 15 months after selling your private property before buying a subsidised flat.

However, keep in mind:
• You’ll need to show proof of ownership of the condo during your HDB application.
• The waiver application requires a strong case and HDB’s approval isn’t guaranteed.
• Financing-wise, you might want to consider bridging loans or discuss your loan eligibility carefully since you’ll temporarily hold both properties.

For a smooth transition without renting storage, timing is key. You could coordinate the sale of your condo to close close to the completion date of your HDB purchase, so you can move directly without interim storage.

If you want, I can help you map out the timing and financing options based on your exact situation. Feel free to WhatsApp me at 96576701  .

Best regards,
Aren Goh | PropNex
arengohrealty.com Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi Do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More

Hi, appreciate your sharing. Require you to sell off before able to purchase HDB. In between require to plan for your interim stay.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi

If you manage to get a waiver, the regulation is that you need to sell away your private property within 6 months of completion of HDB resale. If you need your sale proceeds to complete the purchase, then the sale has to happen first and we need to time the completions in sequence. It may be better to do both concurrently since it takes a longer time to find a buyer for the private property.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever

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Hi it will be highly dependent on HDB's decision to waive off the waiting period.

Usually they will advise on the next step on the sale or puchase etc.

For more information, you may contact me at 8299 8262  .

About Me:
I am a dedicated and knowledgeable real estate professional committed to helping clients find their dream property or secure the best value for their investments. With a strong understanding of the local market trends, personalized service, and transparent communication, I strive to make the buying, selling, or renting process smooth and stress-free. Whether you're a first-time homebuyer, an investor, or looking to upgrade, I’m here to guide you every step of the way. Let’s connect and turn your property goals into reality!

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Here’s your message rephrased in a shorter, friendly, and clear point format with a different style:

---

1. You’ll need to **sell your condo first** before applying for an HFE, subject to approval.

2. One option is to sell with a **leaseback arrangement**—you rent the unit from the new owner for an agreed period.

3. This works whether or not you get HDB’s 15-month wait-out waiver, letting you stay put until your new HDB is ready.

4. Whether it’s a short 6 months or 2 years, I can help ensure a **smooth, stress-free transition**.

“Smooth seas do not make skillful sailors.” — African proverb
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

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QUOTE OF THE DAY " In negotiations, the most important thing is not to win or lose, but to find a solution that is mutually beneficial." Read More

Hi,

1) Suppose your appeal is successful, you will be given 6-months to dispose your current condo after the key collection.
2) As long as you have sufficient funds for the purchase, you may buy first before selling.
3) If you do not have sufficient funds for the purchase, then, you have no choice but to sell first before the purchase.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

Note:
Any response to our answer does not reach us until we scroll through every query posted daily.
The best way to get a follow-up is to contact us directly via WhatsApp or email. Read More

Hi,

1) Forgot to highlight that even if your appeal is successful, you will still not eligible for any grants in this purchase.
2) If you intend to apply for grants or/and HDB loan, you will have to observe a 30-months wait-out period before eligible for them.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

Note:
Any response to our answer does not reach us until we scroll through every query posted daily.
The best way to get a follow-up is to contact us directly via WhatsApp or email. Read More