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I am a PR from India (married for 9 years). Me & my wife purchased an HDB flat 4 years back (MOP is over). HDB is jointly owner though I made all contributions including the initial payment and the monthly loan payments.

Recently, we decided to divorce under Indian law. Wife is already moved back to India and does not plan to return.

I have a few questions

1. How can I remove ex-wife ownership on the flat? Should I need to buy over her share ?
Since she has not contributed anything financially to this flat, am I able to get her ownership transferred to myself without any payment of cash if she is willing? What is the procedure?
The divorce is filed in India. So is there any legal complications for this transfer of ownership ?
Will ex-wife's presence in Singapore be needed to complete this? What shall be my option if she is not ready to travel to SG

TIA
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1 Answer

Afternoon Ralph,

Since both of you are currently divorced, what is court judgement, or family judgement? Under Singapore ruling, under joint tenancy, both of you own 50% of the unit, even though you have contributed for the downpayment and installment.

For your case, if the court order is clear, you can do a part purchase of the unit from your ex-spouse, by doing a valuation report and standard Sales and Purchase process. You are then required to get loan for that 50% or if you are financially prudent, buy it off with whatever CPF and cash which you have at hand.

However, for such transaction to take place, your ex-spouse need to sign the relevance.

FYI
Mike Lim
 96929209 
ERA Read More
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