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I am a co owner, hdb flat with parent(balance instament with HDB $100K), planing to buy a pte condo with wife(SPR), with cash of $400k but without income now as i just coming back from oversea, if that be possible for bank to loan me $? As it will the 2nd property, what is the percent of the downpayment for the condo? tks
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1 Answer

Evening Goh,

If your spouse currently working or are both of you currently unemployed. Without any employment documents, no financial institute will disperse any loan to you for the upcoming purchase.

FYI
Mike Lim
 96929209 
CEA REg No: R026708F
Email add: m52i@yahoo.com
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