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My under had lost his hdb title deed. He has on the process of selling his flat. He had applied a replacement of his title need through HDB on 14 Oct 2020. The completion date will be on 19 Nov 2020. Do you think if will delay on his completion ? Read More

If your friend has applied for a replacement of his HDB title deed on October 14, 2020, and the completion date for selling his flat is scheduled for November 19, 2020, it's possible that the replacement process may affect the completion timeline.

While HDB typically processes replacement requests promptly, there could be unforeseen delays depending on various factors such as administrative processing times, backlog of requests, or any additional documentation required.

Here are a few considerations:

1. **Processing Time:** The time taken by HDB to process the replacement request can vary depending on workload and other factors. While HDB aims to process such requests efficiently, there is a possibility of delays, especially if there is a high volume of requests or if additional verification is needed.

2. **Completion Timeline:** If the replacement of the title deed is not completed before the scheduled completion date for selling the flat, it could potentially delay the completion process. The buyer's solicitor may require the original title deed as part of the completion process, and any delay in obtaining it could impact the transaction.

3. **Communicate with Relevant Parties:** It's advisable for your friend to keep the relevant parties, including his solicitor and the buyer's solicitor, informed about the status of the replacement request. This can help manage expectations and address any potential concerns regarding the completion timeline.

4. **Follow-Up with HDB:** If there are concerns about the replacement process delaying the completion, your friend may consider following up with HDB to check on the status of his replacement request. HDB may be able to provide updates on the progress of the application and expedite the process if necessary.

In summary, while it's possible that the replacement of the title deed could cause a delay in the completion process, it ultimately depends on the efficiency of the replacement process and communication between all parties involved. It's essential for your friend to stay proactive and keep abreast of the situation to minimize any potential disruptions to the completion timeline.

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